{"id":58497,"date":"2019-05-02T09:00:20","date_gmt":"2019-05-02T02:00:20","guid":{"rendered":"http:\/\/scholarshipplanet.info\/vi\/?p=58497"},"modified":"2019-05-02T09:04:53","modified_gmt":"2019-05-02T02:04:53","slug":"3-cau-hoi-quan-trong-de-hoi-ban-neu-ban-dang-can-nhac-hoc-sau-dai-hoc","status":"publish","type":"post","link":"https:\/\/scholarshipplanet.info\/vi\/3-cau-hoi-quan-trong-de-hoi-ban-neu-ban-dang-can-nhac-hoc-sau-dai-hoc\/","title":{"rendered":"3 c\u00e2u h\u1ecfi quan tr\u1ecdng \u0111\u1ec3 h\u1ecfi b\u1ea3n th\u00e2n n\u1ebfu b\u1ea1n \u0111ang c\u00e2n nh\u1eafc h\u1ecdc b\u1eadc sau \u0111\u1ea1i h\u1ecdc"},"content":{"rendered":"

\"7\"<\/p>\n

\u0110\u00e3 \u0111\u01b0\u1ee3c v\u00e0i n\u0103m k\u1ec3 t\u1eeb khi b\u1ea1n nh\u1ed3i nh\u00e9t cho k\u1ef3 ki\u1ec3m tra cu\u1ed1i k\u1ef3 ho\u1eb7c th\u1ee9c c\u1ea3 \u0111\u00eam \u0111\u1ec3 ho\u00e0n th\u00e0nh lu\u1eadn \u00e1n c\u1ee7a b\u1ea1n. M\u1ed9t khi b\u1ea1n \u0111\u00e3 c\u00f3 b\u1eb1ng t\u1ed1t nghi\u1ec7p \u0111\u00f3 trong tay, b\u1ea1n th\u1edf ph\u00e0o nh\u1eb9 nh\u00f5m v\u00ec kh\u00f4ng bao gi\u1edd ph\u1ea3i l\u00e0m \u0111i\u1ec1u \u0111\u00f3 m\u1ed9t l\u1ea7n n\u1eefa. \u0110\u00fang kh\u00f4ng? Ch\u01b0a h\u1ebft, \u00fd ngh\u0129 quay tr\u1edf l\u1ea1i tr\u01b0\u1eddng h\u1ecdc \u0111\u1ec3 l\u1ea5y b\u1eb1ng t\u1ed1t nghi\u1ec7p \u0111\u00e3 \u0111\u00e8 n\u1eb7ng l\u00ean t\u00e2m tr\u00ed b\u1ea1n, c\u00f3 l\u1ebd l\u00e0 m\u1ed9t c\u00e1ch \u0111\u1ec3 th\u0103ng ti\u1ebfn trong s\u1ef1 nghi\u1ec7p ho\u1eb7c theo \u0111u\u1ed5i \u0111am m\u00ea m\u1edbi. Quy\u1ebft \u0111\u1ecbnh n\u00e0y mang t\u00ednh t\u00e0i ch\u00ednh nh\u01b0 gi\u00e1o d\u1ee5c. Ng\u01b0\u1eddi l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh c\u1ee7a LearnVest Matt Shapiro, CFP\u00ae, \u0111\u01b0a ra nh\u1eefng c\u00e2u h\u1ecfi b\u1ea1n n\u00ean t\u1ef1 h\u1ecfi m\u00ecnh khi b\u1ea1n \u0111ang c\u00e2n nh\u1eafc vi\u1ec7c \u0111i h\u1ecdc tr\u1edf l\u1ea1i.<\/p>\n

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  1. T\u00f4i c\u00f3 c\u1ea7n b\u1eb1ng sau \u0111\u1ea1i h\u1ecdc \u0111\u1ec3 ti\u1ebfn v\u1ec1 ph\u00eda tr\u01b0\u1edbc?<\/strong><\/li>\n<\/ol>\n

    B\u1ea1n th\u1ef1c s\u1ef1 c\u1ea7n g\u00ec \u0111\u1ec3 h\u1ecdc c\u00e1c k\u1ef9 n\u0103ng s\u1ebd gi\u00fap b\u1ea1n th\u0103ng ti\u1ebfn trong s\u1ef1 nghi\u1ec7p? V\u00ed d\u1ee5, n\u1ebfu b\u1ea1n l\u00e0 m\u1ed9t k\u1ef9 s\u01b0, b\u1ea1n c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng h\u1ecdc c\u00e1c k\u1ef9 n\u0103ng m\u1edbi ho\u1eb7c c\u00f3 \u0111\u01b0\u1ee3c ch\u1ee9ng ch\u1ec9 m\u1edbi b\u1eb1ng c\u00e1ch tham d\u1ef1 c\u00e1c l\u1edbp h\u1ecdc \u0111\u1ea1i h\u1ecdc c\u1ed9ng \u0111\u1ed3ng ho\u1eb7c bootcamp r\u1ebb h\u01a1n. Ho\u1eb7c n\u1ebfu b\u1ea1n h\u1ecdc chuy\u00ean ng\u00e0nh k\u1ebf to\u00e1n nh\u01b0ng ch\u01b0a t\u1ed1t nghi\u1ec7p v\u00e0 b\u00e2y gi\u1edd mu\u1ed1n c\u00f3 b\u1eb1ng th\u1ea1c s\u0129 trong c\u00f9ng l\u0129nh v\u1ef1c, h\u00e3y t\u1ef1 h\u1ecfi li\u1ec7u b\u1ea1n c\u00f3 th\u1ef1c s\u1ef1 \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i t\u1eeb \u0111\u00f3 hay kh\u00f4ng, li\u1ec7u vi\u1ec7c c\u00f3 th\u00eam kinh nghi\u1ec7m l\u00e0m vi\u1ec7c s\u1ebd mang l\u1ea1i cho b\u1ea1n k\u1ebft qu\u1ea3 t\u01b0\u01a1ng t\u1ef1, Shapiro n\u00f3i. Nh\u01b0ng n\u1ebfu b\u1ea1n thay \u0111\u1ed5i ho\u00e0n to\u00e0n c\u00e1c l\u0129nh v\u1ef1c, b\u1ea1n c\u00f3 th\u1ec3 c\u1ea7n ph\u1ea3i quay l\u1ea1i tr\u01b0\u1eddng. Th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 nghi\u00ean c\u1ee9u tr\u00ean c\u00e1c trang web vi\u1ec7c l\u00e0m cho c\u00e1c v\u1ecb tr\u00ed m\u00e0 b\u1ea1n quan t\u00e2m, v\u00e0 xem li\u1ec7u h\u1ecd c\u00f3 li\u1ec7t k\u00ea m\u1ed9t v\u0103n b\u1eb1ng t\u1ed1t nghi\u1ec7p theo y\u00eau c\u1ea7u hay kh\u00f4ng. Ho\u1eb7c ki\u1ec3m tra s\u01a1 y\u1ebfu l\u00fd l\u1ecbch c\u1ee7a nh\u1eefng ng\u01b0\u1eddi m\u00e0 b\u1ea1n ng\u01b0\u1ee1ng m\u1ed9; t\u1ea5t c\u1ea3 h\u1ecd c\u00f3 b\u1eb1ng c\u1ea5p cao? V\u00e0 cu\u1ed1i c\u00f9ng, \u201c\u0111\u1eebng s\u1eed d\u1ee5ng tr\u01b0\u1eddng h\u1ecdc nh\u01b0 m\u1ed9t c\u00e1i n\u1ea1ng \u0111\u1ec3 tr\u00ec ho\u00e3n th\u1ef1c t\u1ebf,\u201d gi\u00e1o s\u01b0 Shapiro n\u00f3i th\u00eam. \u0110\u00f3 c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t c\u00e1ch \u0111\u1eaft ti\u1ec1n \u0111\u1ec3 n\u00e9 tr\u00e1nh s\u1ef1 tr\u01b0\u1edfng th\u00e0nh.<\/p>\n

      \n
    1. T\u00f4i s\u1ebd ph\u1ea3i ch\u1ecbu s\u1ed1 n\u1ee3 bao nhi\u00eau?<\/strong><\/li>\n<\/ol>\n

      Tr\u1eeb khi b\u1ea1n \u0111\u00e3 ti\u1ebft ki\u1ec7m trong nhi\u1ec1u n\u0103m ho\u1eb7c c\u00f3 m\u1ed9t ng\u01b0\u1eddi h\u1ecd h\u00e0ng gi\u00e0u c\u00f3 v\u1edbi t\u01b0 c\u00e1ch l\u00e0 m\u1ed9t nh\u00e0 h\u1ea3o t\u00e2m, h\u00e3y chu\u1ea9n b\u1ecb nh\u1eadn c\u00e1c kho\u1ea3n vay sinh vi\u00ean \u0111\u1ec3 tr\u1ea3 cho c\u00e1i gi\u00e1 qu\u00e1 \u0111\u1eaft: Theo thinktank, Vi\u1ec7n \u0111\u00f4 th\u1ecb, trong n\u0103m h\u1ecdc 2015-2016, sinh vi\u00ean c\u00f3 b\u1eb1ng sau \u0111\u1ea1i h\u1ecdc \u0111\u00e3 vay trung b\u00ecnh $ 18,210 – nhi\u1ec1u h\u01a1n ba l\u1ea7n so v\u1edbi nh\u1eefng g\u00ec sinh vi\u00ean b\u1eadc c\u1eed nh\u00e2n \u0111\u00e3 vay. V\u00e0 h\u01a1n m\u1ed9t n\u1eeda s\u1ed1 sinh vi\u00ean t\u1ed1t nghi\u1ec7p ng\u00e0nh lu\u1eadt v\u00e0 y khoa r\u1eddi tr\u01b0\u1eddng v\u1edbi kho\u1ea3n n\u1ee3 l\u00ean t\u1edbi 6 con s\u1ed1. So s\u00e1nh kho\u1ea3n n\u1ee3 ti\u1ec1m n\u0103ng v\u1edbi nh\u1eefng g\u00ec b\u1ea1n ngh\u0129 r\u1eb1ng ti\u1ec1n l\u01b0\u01a1ng trong t\u01b0\u01a1ng lai c\u1ee7a b\u1ea1n. Shapiro v\u00ed n\u00f3 nh\u01b0 b\u1ea5t k\u1ef3 lo\u1ea1i \u0111on h\u00e0ng l\u1edbn b\u1ea1n mua. Ch\u1eb3ng h\u1ea1n, khi b\u1ea1n n\u1ed9p \u0111\u01a1n xin th\u1ebf ch\u1ea5p, b\u1ea1n ph\u1ea3i bi\u1ebft t\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean thu nh\u1eadp c\u1ee7a b\u1ea1n s\u1ebd l\u00e0 bao nhi\u00eau \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh xem b\u1ea1n c\u00f3 mua nhi\u1ec1u h\u01a1n m\u1ee9c b\u1ea1n c\u00f3 th\u1ec3 chi tr\u1ea3 hay kh\u00f4ng. T\u01b0\u01a1ng t\u1ef1 v\u1edbi tr\u01b0\u1eddng h\u1ecdc. \u201cN\u1ebfu b\u1ea1n c\u00f3 th\u1ec3 chi 50.000 \u0111\u00f4 la m\u1ed9t n\u0103m \u0111\u1ec3 tr\u1edf th\u00e0nh m\u1ed9t nh\u00e0 v\u0103n s\u00e1ng t\u1ea1o ch\u1ec9 ki\u1ebfm \u0111\u01b0\u1ee3c 28.000 \u0111\u00f4 la m\u1ed9t n\u0103m, b\u1ea1n c\u00f3 th\u1ec3 g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c thanh to\u00e1n c\u00e1c kho\u1ea3n vay \u0111\u00f3.\u201d Ngo\u00e0i ra, n\u1ee3 vay sinh vi\u00ean c\u00f3 th\u1ec3 ng\u0103n b\u1ea1n ho\u00e0n th\u00e0nh c\u00e1c m\u1ee5c ti\u00eau ti\u1ec1n b\u1ea1c kh\u00e1c, nh\u01b0 ti\u1ebft ki\u1ec7m cho ng\u00f4i nh\u00e0 \u0111\u1ea7u ti\u00ean c\u1ee7a b\u1ea1n, m\u1ed9t chi\u1ebfc xe m\u1edbi ho\u1eb7c m\u1ed9t k\u1ef3 ngh\u1ec9 m\u01a1 \u01b0\u1edbc.<\/p>\n

        \n
      1. C\u00e1i gi\u00e1 kh\u00e1c t\u00f4i ph\u1ea3i t\u00ednh \u0111\u1ebfn l\u00e0 g\u00ec?<\/strong><\/li>\n<\/ol>\n

        C\u00f3 nh\u1eefng th\u1ee9 b\u1ea1n s\u1ebd t\u1eeb b\u1ecf v\u00ec vi\u1ec7c t\u1ea1m d\u1eebng cu\u1ed9c s\u1ed1ng c\u00e1 nh\u00e2n. \u201cNh\u1eefng n\u0103m kh\u00f4ng l\u00e0m vi\u1ec7c c\u0169ng chuy\u1ec3n th\u00e0nh nh\u1eefng n\u0103m kh\u00f4ng ti\u1ebft ki\u1ec7m cho ngh\u1ec9 h\u01b0u\u201d, theo \u00f4ng Shapiro, c\u0169ng nh\u01b0 th\u1eddi gian b\u1ea1n kh\u00f4ng l\u00e0m t\u0103ng l\u01b0\u01a1ng c\u1ee7a m\u00ecnh th\u00f4ng qua t\u0103ng l\u01b0\u01a1ng ho\u1eb7c th\u0103ng ch\u1ee9c. Ngo\u00e0i ra, n\u1ebfu b\u1eb1ng c\u1ea5p b\u1ea1n mu\u1ed1n li\u00ean quan \u0111\u1ebfn ngh\u1ec1 nghi\u1ec7p hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n, th\u00ec lu\u00f4n c\u00f3 kh\u1ea3 n\u0103ng c\u00f4ng ty c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 gi\u00fap thanh to\u00e1n h\u00f3a \u0111\u01a1n h\u1ecdc ph\u00ed n\u1ebfu b\u1ea1n v\u1eabn l\u00e0m \u1edf \u0111\u00f3 – ti\u1ec1n b\u1ea1n s\u1ebd kh\u00f4ng ph\u1ea3i vay, \u00f4ng n\u00f3i th\u00eam. \u201cN\u1ebfu b\u1ea1n c\u00f3 th\u1ec3 khi\u1ebfn s\u1ebfp c\u1ee7a m\u00ecnh trang tr\u1ea3i chi ph\u00ed, \u0111i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 gi\u00fap t\u0103ng l\u1ee3i nhu\u1eadn b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb c\u00e1i b\u1eb1ng \u0111\u00f3.\u201d<\/p>\n

        Ng\u01b0\u1eddi d\u1ecbch: <\/strong>Nguy\u1ec5n Kim Chi<\/p>\n

        Ngu\u1ed3n : forbes.com<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

        \u0110\u00e3 \u0111\u01b0\u1ee3c v\u00e0i n\u0103m k\u1ec3 t\u1eeb khi b\u1ea1n nh\u1ed3i nh\u00e9t cho k\u1ef3 ki\u1ec3m tra cu\u1ed1i k\u1ef3 ho\u1eb7c th\u1ee9c c\u1ea3 \u0111\u00eam \u0111\u1ec3 ho\u00e0n th\u00e0nh lu\u1eadn \u00e1n c\u1ee7a b\u1ea1n. M\u1ed9t khi b\u1ea1n \u0111\u00e3 c\u00f3 b\u1eb1ng t\u1ed1t nghi\u1ec7p \u0111\u00f3 trong tay, b\u1ea1n th\u1edf ph\u00e0o nh\u1eb9 nh\u00f5m v\u00ec kh\u00f4ng bao gi\u1edd ph\u1ea3i l\u00e0m \u0111i\u1ec1u \u0111\u00f3 m\u1ed9t l\u1ea7n n\u1eefa. \u0110\u00fang […]<\/p>\n","protected":false},"author":11795,"featured_media":59189,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1760],"tags":[],"_links":{"self":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts\/58497"}],"collection":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/users\/11795"}],"replies":[{"embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/comments?post=58497"}],"version-history":[{"count":5,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts\/58497\/revisions"}],"predecessor-version":[{"id":59192,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts\/58497\/revisions\/59192"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/media\/59189"}],"wp:attachment":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/media?parent=58497"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/categories?post=58497"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/tags?post=58497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}