{"id":46080,"date":"2018-07-02T12:23:01","date_gmt":"2018-07-02T05:23:01","guid":{"rendered":"http:\/\/scholarshipplanet.info\/vi?p=46080&preview_id=46080"},"modified":"2018-07-02T12:23:01","modified_gmt":"2018-07-02T05:23:01","slug":"3-cau-hoi-quan-trong-ban-can-tu-hoi-khi-can-nhac-hoc-truong-sau-dai-hoc","status":"publish","type":"post","link":"https:\/\/scholarshipplanet.info\/vi\/3-cau-hoi-quan-trong-ban-can-tu-hoi-khi-can-nhac-hoc-truong-sau-dai-hoc\/","title":{"rendered":"3 c\u00e2u h\u1ecfi quan tr\u1ecdng khi c\u00e2n nh\u1eafc h\u1ecdc tr\u01b0\u1eddng sau \u0111\u1ea1i h\u1ecdc"},"content":{"rendered":"

\u0110\u00e3 v\u00e0i n\u0103m k\u1ec3 t\u1eeb khi b\u1ea1n d\u1ed3n s\u1ee9c cho nh\u1eefng b\u00e0i thi cu\u1ed1i k\u00ec ho\u1eb7c th\u1ee9c tr\u1eafng \u0111\u00eam \u0111\u1ec3 ho\u00e0n th\u00e0nh lu\u1eadn \u00e1n. Khi c\u1ea7m t\u1ea5m b\u1eb1ng trong tay, b\u1ea1n \u0111\u00e3 th\u1edf ph\u00e0o nh\u1eb9 nh\u00f5m v\u00ec s\u1ebd ch\u1eb3ng bao gi\u1edd ph\u1ea3i tr\u1ea3i qua nh\u1eefng \u0111i\u1ec1u \u0111\u00f3 m\u1ed9t l\u1ea7n n\u1eefa. \u0110\u00fang v\u1eady kh\u00f4ng?<\/p>\n

\"grad<\/p>\n

V\u1eady nh\u01b0ng, suy ngh\u0129 v\u1ec1 vi\u1ec7c quay l\u1ea1i tr\u01b0\u1eddng \u0111\u1ec3 ki\u1ebfm th\u00eam m\u1ed9t t\u1ea5m b\u1eb1ng sau \u0111\u1ea1i h\u1ecdc lu\u00f4n \u0111\u00e8 n\u1eb7ng trong t\u00e2m tr\u00ed b\u1ea1n, c\u00f3 th\u1ec3 nh\u01b0 m\u1ed9t c\u00e1ch \u0111\u1ec3 th\u0103ng ti\u1ebfn trong s\u1ef1 nghi\u1ec7p ho\u1eb7c theo \u0111u\u1ed5i m\u1ed9t ni\u1ec1m \u0111am m\u00ea m\u1edbi.<\/p>\n

Quy\u1ebft \u0111\u1ecbnh n\u00e0y v\u1eeba mang t\u00ednh t\u00e0i ch\u00ednh, v\u1eeba mang t\u00ednh gi\u00e1o d\u1ee5c. Nh\u00e0 k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh Matt Shapiro,\u00a0CFP\u00ae c\u1ee7a LearnVest, \u0111\u00e3 \u0111\u01b0a ra nh\u1eefng c\u00e2u h\u1ecfi m\u00e0 b\u1ea1n n\u00ean t\u1ef1 h\u1ecfi khi c\u00e2n nh\u1eafc vi\u1ec7c quay l\u1ea1i tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc.<\/p>\n

1. T\u00f4i c\u00f3 c\u1ea7n m\u1ed9t t\u1ea5m b\u1eb1ng sau \u0111\u1ea1i h\u1ecdc \u0111\u1ec3 ti\u1ebfn xa h\u01a1n?<\/strong><\/p>\n

\u0110i\u1ec1u b\u1ea1n th\u1ef1c s\u1ef1 c\u1ea7n \u0111\u1ec3 h\u1ecdc nh\u1eefng k\u1ef9 n\u0103ng gi\u00fap b\u1ea1n ti\u1ebfn th\u00eam 1 b\u1eadc trong s\u1ef1 nghi\u1ec7p l\u00e0 g\u00ec?<\/p>\n

V\u00ed d\u1ee5, n\u1ebfu l\u00e0 m\u1ed9t k\u1ef9 s\u01b0, c\u00f3 th\u1ec3 b\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng ti\u1ebfp thu nh\u1eefng k\u1ef9 n\u0103ng m\u1edbi ho\u1eb7c gi\u00e0nh \u0111\u01b0\u1ee3c nh\u1eefng b\u1eb1ng c\u1ea5p m\u1edbi th\u00f4ng qua vi\u1ec7c tham gia nh\u1eefng l\u1edbp \u0111\u1ea1i h\u1ecdc c\u1ed9ng \u0111\u1ed3ng ho\u1eb7c nh\u1eefng trung t\u00e2m \u0111\u00e0o t\u1ea1o \u00edt t\u1ed1n k\u00e9m h\u01a1n. Ho\u1eb7c n\u1ebfu t\u1eebng l\u00e0 sinh vi\u00ean chuy\u00ean ng\u00e0nh k\u1ebf to\u00e1n v\u00e0 c\u00f3 m\u1ed9t t\u1ea5m b\u1eb1ng Th\u1ea1c s\u0129 trong ng\u00e0nh n\u00e0y, b\u1ea1n t\u1ef1 h\u1ecfi b\u1ea3n th\u00e2n xem li\u1ec7u c\u00f3 th\u1ef1c s\u1ef1 h\u01b0\u1edfng l\u1ee3i t\u1eeb t\u1ea5m b\u1eb1ng b\u1ed5 sung \u0111\u00f3 hay kh\u00f4ng, hay vi\u1ec7c c\u00f3 th\u00eam nhi\u1ec1u n\u0103m kinh nghi\u1ec7m ngh\u1ec1 nghi\u1ec7p c\u0169ng c\u00f3 th\u1ec3 cho b\u1ea1n nh\u1eefng quy\u1ec1n l\u1ee3i t\u01b0\u01a1ng t\u1ef1, Shapiro cho hay. Nh\u01b0ng n\u1ebfu mu\u1ed1n thay \u0111\u1ed5i l\u0129nh v\u1ef1c ho\u00e0n to\u00e0n, th\u00ec sau c\u00f9ng b\u1ea1n v\u1eabn s\u1ebd ph\u1ea3i quay l\u1ea1i tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc.<\/p>\n

\"graduate<\/p>\n

H\u00e3y nghi\u00ean c\u1ee9u qua v\u1ec1 nh\u1eefng trang web vi\u1ec7c l\u00e0m d\u00e0nh cho v\u1ecb tr\u00ed m\u00e0 b\u1ea1n quan t\u00e2m, v\u00e0 xem h\u1ecd c\u00f3 li\u1ec7t k\u00ea b\u1eb1ng sau \u0111\u1ea1i h\u1ecdc trong danh m\u1ee5c y\u00eau c\u1ea7u hay kh\u00f4ng. Ho\u1eb7c ki\u1ec3m tra s\u01a1 y\u1ebfu l\u00fd l\u1ecbch c\u1ee7a nh\u1eefng ng\u01b0\u1eddi c\u00f3 s\u1ef1 nghi\u1ec7p m\u00e0 b\u1ea1n ng\u01b0\u1ee1ng m\u1ed9; h\u1ecd c\u00f3 th\u1ef1c s\u1ef1 c\u1ea7n b\u1eb1ng c\u1ea5p cao hay kh\u00f4ng?<\/p>\n

2. T\u00f4i s\u1ebd ph\u1ea3i g\u00e1nh kho\u1ea3n n\u1ee3 l\u00e0 bao nhi\u00eau?<\/strong><\/p>\n

Tr\u1eeb khi b\u1ea1n \u0111\u00e3 d\u00e0nh ti\u1ec1n ti\u1ebft ki\u1ec7m nhi\u1ec1u n\u0103m ho\u1eb7c \u0111\u01b0\u1ee3c t\u00e0i tr\u1ee3 b\u1edfi m\u1ed9t ng\u01b0\u1eddi h\u1ecd h\u00e0ng gi\u00e0u c\u00f3, h\u00e3y chu\u1ea9n b\u1ecb tinh th\u1ea7n cho nh\u1eefng kho\u1ea3n n\u1ee3 sinh vi\u00ean \u0111\u1ec3 chi tr\u1ea3 nh\u1eefng chi ph\u00ed c\u1eaft c\u1ed5: theo nh\u1eefng chuy\u00ean gia thu\u1ed9c Urban Institute, trong n\u0103m h\u1ecdc 2015 – 2016, sinh vi\u00ean v\u1edbi b\u1eb1ng c\u1ea5p cao \u0111\u00e3 vay trung b\u00ecnh $18,210 – g\u1ea5p ba l\u1ea7n kho\u1ea3n vay trung b\u00ecnh c\u1ee7a sinh vi\u00ean ch\u01b0a c\u00f3 b\u1eb1ng c\u1ea5p. V\u00e0 h\u01a1n m\u1ed9t n\u1eeda nh\u1eefng c\u1eed nh\u00e2n lu\u1eadt n\u00e0 y \u0111\u00e3 r\u1eddi kh\u1ecfi tr\u01b0\u1eddng v\u1edbi s\u00e1u kho\u1ea3n n\u1ee3.<\/p>\n

\"Image<\/p>\n

So s\u00e1nh s\u1ed1 n\u1ee3 \u0111\u00f3 v\u1edbi ph\u1ea7n l\u01b0\u01a1ng m\u00e0 b\u1ea1n d\u1ef1 \u0111o\u00e1n s\u1ebd t\u0103ng trong t\u01b0\u01a1ng lai. Shapiro so s\u00e1nh \u0111i\u1ec1u \u0111\u00f3 v\u1edbi b\u1ea5t k\u1ef3 h\u00ecnh th\u1ee9c mua b\u00e1n n\u00e0o m\u00e0 b\u1ea1n \u0111\u00e3 t\u1eebng th\u1ef1c hi\u1ec7n. V\u00ed d\u1ee5, khi b\u1ea1n xin vay th\u1ebf ch\u1ea5p, b\u1ea1n ph\u1ea3i bi\u1ebft t\u1ec9 l\u1ec7 n\u1ee3 tr\u00ean thu nh\u1eadp c\u1ee7a m\u00ecnh \u0111\u1ec3 quy\u1ebft \u0111\u1ecbnh xem c\u00f3 n\u00ean mua nh\u00e0 \u0111\u1eaft h\u01a1n s\u1ed1 ti\u1ec1n b\u1ea1n c\u00f3 th\u1ec3 chi tr\u1ea3 hay kh\u00f4ng. T\u01b0\u01a1ng t\u1ef1 \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng sau \u0111\u1ea1i h\u1ecdc. “N\u1ebfu b\u1ea1n d\u1ef1 \u0111\u1ecbnh ti\u00eau t\u1ed1n $50,000 m\u1ed9t n\u0103m \u0111\u1ec3 tr\u1edf th\u00e0nh m\u1ed9t nh\u00e0 v\u0103n s\u00e1ng t\u1ea1o ch\u1ec9 ki\u1ebfm \u0111\u01b0\u1ee3c $28,000 m\u1ed9t n\u0103m, b\u1ea1n s\u1ebd c\u00f3 m\u1ed9t kho\u1ea3ng th\u1eddi gian kh\u00f3 kh\u0103n \u0111\u1ec3 chi tr\u1ea3 nh\u1eefng kho\u1ea3n n\u1ee3 \u0111\u00f3,” Shapiro cho hay. Th\u00eam v\u00e0o \u0111\u00f3, nh\u1eefng kho\u1ea3n n\u1ee3 sinh vi\u00ean c\u00f3 th\u1ec3 s\u1ebd ng\u0103n b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh kh\u00e1c, v\u00ed d\u1ee5 nh\u01b0 ti\u1ebft ki\u1ec7m ti\u1ec1n mua nh\u00e0, mua xe m\u1edbi ho\u1eb7c cho m\u1ed9t k\u00ec ngh\u1ec9 trong m\u01a1.<\/p>\n

3. T\u00f4i c\u00f2n ph\u1ea3i t\u00ednh \u0111\u1ebfn nh\u1eefng chi ph\u00ed c\u01a1 h\u1ed9i n\u00e0o n\u1eefa?<\/strong><\/p>\n

S\u1ebd c\u00f3 nh\u1eefng th\u1ee9 m\u00e0 b\u1ea1n ph\u1ea3i t\u1eeb b\u1ecf khi nh\u1ea5n n\u00fat t\u1ea1m d\u1eebng cho s\u1ef1 nghi\u1ec7p c\u1ee7a m\u00ecnh.<\/p>\n

“Nh\u1eefng n\u0103m kh\u00f4ng l\u00e0m vi\u1ec7c c\u0169ng \u0111\u1ed3ng ngh\u0129a v\u1edbi nh\u1eefng n\u0103m kh\u00f4ng ti\u1ebft ki\u1ec7m cho l\u01b0\u01a1ng h\u01b0u,” Shapiro cho bi\u1ebft, c\u0169ng nh\u01b0 th\u1eddi gian m\u00e0 b\u1ea1n kh\u00f4ng c\u00f3 th\u00eam thu nh\u1eadp qua nh\u1eefng l\u1ea7n t\u0103ng l\u01b0\u01a1ng hay th\u0103ng ch\u1ee9c. H\u01a1n n\u1eefa, n\u1ebfu nh\u01b0 t\u1ea5m b\u1eb1ng b\u1ea1n mu\u1ed1n c\u00f3 li\u00ean quan \u0111\u1ebfn ngh\u1ec1 nghi\u1ec7p hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n, lu\u00f4n lu\u00f4n c\u00f3 kh\u1ea3 n\u0103ng r\u1eb1ng c\u00f4ng ty s\u1ebd h\u1ed7 tr\u1ee3 chi tr\u1ea3 h\u1ecdc ph\u00ed n\u1ebfu b\u1ea1n v\u1eabn ti\u1ebfp t\u1ee5c l\u00e0m vi\u1ec7c cho h\u1ecd – s\u1ed1 ti\u1ec1n m\u00e0 b\u1ea1n s\u1ebd kh\u00f4ng ph\u1ea3i vay m\u01b0\u1ee3n. “N\u1ebfu b\u1ea1n c\u00f3 th\u1ec3 thuy\u1ebft ph\u1ee5c ch\u1ee7 lao \u0111\u1ed9ng chi tr\u1ea3 h\u1ecdc ph\u00ed, \u0111i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n nh\u1eefng g\u00ec b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb t\u1ea5m b\u1eb1ng \u0111\u00f3.”<\/p>\n

Ng\u01b0\u1eddi d\u1ecbch: Ng\u1ecdc Di\u1ec7p<\/strong><\/p>\n

Ngu\u1ed3n:\u00a0Forbes<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

\u0110\u00e3 v\u00e0i n\u0103m k\u1ec3 t\u1eeb khi b\u1ea1n d\u1ed3n s\u1ee9c cho nh\u1eefng b\u00e0i thi cu\u1ed1i k\u00ec ho\u1eb7c th\u1ee9c tr\u1eafng \u0111\u00eam \u0111\u1ec3 ho\u00e0n th\u00e0nh lu\u1eadn \u00e1n. Khi c\u1ea7m t\u1ea5m b\u1eb1ng trong tay, b\u1ea1n \u0111\u00e3 th\u1edf ph\u00e0o nh\u1eb9 nh\u00f5m v\u00ec s\u1ebd ch\u1eb3ng bao gi\u1edd ph\u1ea3i tr\u1ea3i qua nh\u1eefng \u0111i\u1ec1u \u0111\u00f3 m\u1ed9t l\u1ea7n n\u1eefa. \u0110\u00fang v\u1eady kh\u00f4ng? V\u1eady nh\u01b0ng, […]<\/p>\n","protected":false},"author":11779,"featured_media":41106,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1760],"tags":[],"_links":{"self":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts\/46080"}],"collection":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/users\/11779"}],"replies":[{"embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/comments?post=46080"}],"version-history":[{"count":5,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts\/46080\/revisions"}],"predecessor-version":[{"id":53520,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts\/46080\/revisions\/53520"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/media\/41106"}],"wp:attachment":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/media?parent=46080"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/categories?post=46080"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/tags?post=46080"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}