{"id":35983,"date":"2017-09-12T13:36:27","date_gmt":"2017-09-12T06:36:27","guid":{"rendered":"http:\/\/scholarshipplanet.info\/vi\/?p=35983"},"modified":"2017-09-12T13:55:22","modified_gmt":"2017-09-12T06:55:22","slug":"huong-dan-chi-tiet-tai-lieu-tai-chinh-can-thiet-cho-ho-du-hoc","status":"publish","type":"post","link":"https:\/\/scholarshipplanet.info\/vi\/huong-dan-chi-tiet-tai-lieu-tai-chinh-can-thiet-cho-ho-du-hoc\/","title":{"rendered":"H\u01b0\u1edbng d\u1eabn chi ti\u1ebft t\u00e0i li\u1ec7u t\u00e0i ch\u00ednh c\u1ea7n thi\u1ebft cho h\u1ed3 s\u01a1 du h\u1ecdc"},"content":{"rendered":"

H\u1ecdc t\u1eadp \u1edf n\u01b0\u1edbc ngo\u00e0i l\u00e0 m\u1ed9t gi\u1ea5c m\u01a1 \u0111\u00f2i h\u1ecfi ph\u1ea3i l\u1eadp k\u1ebf ho\u1ea1ch l\u00e2u d\u00e0i, chu\u1ea9n b\u1ecb t\u00e0i li\u1ec7u m\u1ed9t c\u00e1ch t\u1ec9 m\u1ec9, c\u1ea9n th\u1eadn v\u00e0 n\u1ed9p h\u1ed3 s\u01a1 theo t\u1eebng b\u01b0\u1edbc. Qu\u00e1 tr\u00ecnh r\u1ea5t d\u00e0i n\u00e0y b\u1eaft \u0111\u1ea7u t\u1eeb vi\u1ec7c thu th\u1eadp b\u1ea3ng \u0111i\u1ec3m, ch\u1ee9ng nh\u1eadn v.v\u2026 \u0111\u1ec3 ho\u00e0n th\u00e0nh v\u00e0 n\u1ed9p b\u00e0i ti\u1ec3u lu\u1eadn nh\u1eadp h\u1ecdc, th\u01b0 b\u00e0y t\u1ecf m\u1ee5c \u0111\u00edch, th\u01b0 gi\u1edbi thi\u1ec7u cho c\u00e1c h\u1ecdc b\u1ed5ng l\u1edbn \u0111\u1ebfn c\u00e1c b\u01b0\u1edbc xin visa, l\u00ean k\u1ebf ho\u1ea1ch c\u01b0 tr\u00fa v\u00e0 h\u1ecdc t\u1eadp t\u1ea1i n\u01b0\u1edbc ngo\u00e0i khi \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c th\u01b0 m\u1eddi nh\u1eadp h\u1ecdc.<\/p>\n

Trong \u0111\u00f3, m\u1ed9t trong nh\u1eefng y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c trong qu\u00e1 tr\u00ecnh xin visa l\u00e0 \u201cch\u1ee9ng minh t\u00e0i ch\u00ednh\u201d.<\/strong> \u00a0Nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, vi\u1ec7c ch\u1ee9ng minh t\u00e0i ch\u00ednh c\u00e0ng \u0111\u01b0\u1ee3c si\u1ebft ch\u1eb7t v\u00e0 g\u00e2y kh\u00f3 d\u1ec5 nhi\u1ec1u h\u01a1n cho c\u00e1c sinh vi\u00ean b\u1edfi t\u00ecnh tr\u1ea1ng m\u01b0\u1ee3n danh ngh\u0129a \u0111i du h\u1ecdc \u0111\u1ec3 l\u00e0m vi\u1ec7c ho\u1eb7c \u1edf l\u1ea1i b\u1ea5t h\u1ee3p ph\u00e1p ng\u00e0y c\u00e0ng t\u0103ng cao.<\/p>\n

M\u1eb7c d\u00f9 c\u00e1c chi ti\u1ebft c\u1ee5 th\u1ec3 c\u00f3 th\u1ec3 thay \u0111\u1ed5i theo t\u1eebng n\u01b0\u1edbc v\u00e0 t\u1eebng tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc nh\u01b0ng chung quy, ch\u00fang \u0111\u1ec1u c\u00f3 m\u1ed9t khu\u00f4n m\u1eabu. Trong chu\u1ed7i b\u00e0i v\u1ec1 ch\u1ee9ng minh t\u00e0i ch\u00ednh n\u00e0y, SP s\u1ebd chia s\u1ebb v\u1edbi c\u00e1c b\u1ea1n h\u01b0\u1edbng d\u1eabn v\u1ec1 vi\u1ec7c chu\u1ea9n b\u1ecb c\u00e1c t\u00e0i li\u1ec7u ch\u1ee9ng minh t\u00e0i ch\u00ednh c\u1ea7n thi\u1ebft c\u0169ng nh\u01b0 m\u1ed9t s\u1ed1 c\u1ed9t m\u1ed1c s\u1ef1 ki\u1ec7n b\u1ea1n c\u1ea7n l\u01b0u \u00fd.<\/p>\n

H\u00e3y b\u1eaft \u0111\u1ea7u b\u1eb1ng vi\u1ec7c hi\u1ec3u r\u00f5 m\u1ed9t s\u1ed1 thu\u1eadt ng\u1eef th\u01b0\u1eddng s\u1eed d\u1ee5ng b\u1edfi c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc\/ L\u00e3nh s\u1ef1 qu\u00e1n trong qu\u00e1 tr\u00ecnh x\u00e1c nh\u1eadn nh\u1eadp h\u1ecdc \/ H\u1ed3 s\u01a1 Visa Du h\u1ecdc nh\u00e9!<\/p>\n

\"Image<\/p>\n

Ch\u1ee9ng minh t\u00e0i kho\u1ea3n v\u00e0 n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh<\/strong><\/h2>\n

M\u1ed9t trong nh\u1eefng \u0111i\u1ec1u c\u01a1 b\u1ea3n c\u1ee7a \u0110\u01a1n xin Visa Du h\u1ecdc l\u00e0 y\u00eau c\u1ea7u ch\u1ee9ng minh t\u00e0i s\u1ea3n ho\u1eb7c n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a sinh vi\u00ean. Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111i sang h\u1ea7u h\u1ebft c\u00e1c n\u01b0\u1edbc \u0111\u1ec1u \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u ch\u1ee9ng minh kh\u1ea3 n\u0103ng trang tr\u1ea3i c\u00e1c chi ph\u00ed li\u00ean quan t\u1edbi vi\u1ec7c c\u01b0 tr\u00fa t\u1ea1i \u0111\u00e2y v\u00e0 sinh vi\u00ean<\/strong> c\u0169ng kh\u00f4ng l\u00e0 ngo\u1ea1i l\u1ec7. Y\u00eau c\u1ea7u n\u00e0y c\u0169ng \u0111\u01b0\u1ee3c m\u1ed9t s\u1ed1 tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc \u00e1p d\u1ee5ng khi n\u1ed9p \u0111\u01a1n xin nh\u1eadp h\u1ecdc, tuy nhi\u00ean c\u00f2n l\u1ea1i th\u00ec s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n sau khi sinh vi\u00ean nh\u1eadn \u0111\u01b0\u1ee3c th\u01b0 m\u1eddi nh\u1eadp h\u1ecdc c\u1ee7a tr\u01b0\u1eddng nh\u1eb1m ti\u1ebfp t\u1ee5c h\u1ed7 tr\u1ee3 cho qu\u00e1 tr\u00ecnh xin c\u1ea5p visa c\u1ee7a sinh vi\u00ean. B\u1ea5t k\u1ec3 l\u00e0 do ai y\u00eau c\u1ea7u, sinh vi\u00ean tr\u00ean th\u1ef1c t\u1ebf v\u1eabn ph\u1ea3i cung c\u1ea5p b\u1eb1ng ch\u1ee9ng r\u00f5 r\u00e0ng r\u1eb1ng h\u1ecd c\u00f3 kh\u1ea3 n\u0103ng chi tr\u1ea3 kh\u00f4ng ch\u1ec9 chi ph\u00ed h\u1ecdc t\u1eadp \u1edf n\u01b0\u1edbc ngo\u00e0i m\u00e0 c\u00f2n ph\u00ed sinh ho\u1ea1t h\u1eb1ng ng\u00e0y trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa.. Chi ph\u00ed bao g\u1ed3m hai ph\u1ea7n ch\u00ednh:<\/p>\n

\"Image<\/p>\n

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  1. H\u1ecdc ph\u00ed v\u00e0 c\u00e1c l\u1ec7 ph\u00ed kh\u00e1c c\u1ee7a tr\u01b0\u1eddng<\/strong><\/li>\n<\/ol>\n

    Vi\u1ec7c thanh to\u00e1n c\u00e1c kho\u1ea3n ph\u00ed n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c xem nh\u01b0 m\u1ed9t ph\u1ea7n b\u1eaft bu\u1ed9c c\u1ee7a qu\u00e1 tr\u00ecnh x\u00e1c nh\u1eadn th\u01b0 m\u1eddi nh\u1eadp h\u1ecdc. V\u00ec c\u00e1c kho\u1ea3n th\u00e0nh to\u00e1n n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c tr\u1ea3 tr\u01b0\u1edbc khi nh\u1eadp h\u1ecdc n\u00ean sinh vi\u00ean ph\u1ea3i tr\u00ecnh di\u1ec7n bi\u00ean lai \u0111\u1ec3 ch\u1ee9ng minh.<\/p>\n

    Th\u00f4ng th\u01b0\u1eddng, c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc kh\u00f4ng y\u00eau c\u1ea7u sinh vi\u00ean cung c\u1ea5p b\u1eb1ng ch\u1ee9ng v\u1ec1 c\u00e1c kho\u1ea3n thanh to\u00e1n trong t\u01b0\u01a1ng lai b\u1edfi c\u00e1c kho\u1ea3n l\u1ec7 ph\u00ed n\u00e0y th\u01b0\u1eddng hay \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i v\u00e0 kh\u00f4ng c\u1ed1 \u0111\u1ecbnh qua t\u1eebng n\u0103m. Tuy nhi\u00ean, tr\u01b0\u1eddng c\u00f3 th\u1ec3 y\u00eau c\u1ea7u b\u1eb1ng ch\u1ee9ng v\u1ec1 thu nh\u1eadp \u0111\u1ec3 ch\u1ee9ng t\u1ecf r\u1eb1ng trong t\u01b0\u01a1ng lai b\u1ea1n v\u1eabn lu\u00f4n s\u1ebd c\u00f3 \u0111\u1ee7 ti\u1ec1n \u0111\u1ec3 tr\u1ea3. \u0110\u00f4i khi \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 \u0111\u00f2i h\u1ecfi sinh vi\u00ean ph\u1ea3i c\u00f3 Th\u01b0 b\u1ea3o tr\u1ee3 ho\u1eb7c B\u1ea3n khai H\u01b0\u1edfng t\u00e0i tr\u1ee3. M\u1ed9t s\u1ed1 tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc y\u00eau c\u1ea7u ch\u1ee9ng t\u1eeb v\u1ec1 s\u1ed1 d\u01b0 t\u1ed1i thi\u1ec3u trong c\u00e1c t\u00e0i kho\u1ea3n \u0111\u1eb7c bi\u1ec7t (v\u00ed d\u1ee5: \u0110\u1ee9c, H\u00e0 Lan, Canada …).<\/p>\n

      \n
    1. Ph\u00ed sinh ho\u1ea1t<\/strong><\/li>\n<\/ol>\n

      H\u1ea7u h\u1ebft c\u00e1c qu\u1ed1c gia \u0111\u1ec1u c\u00f3 y\u00eau c\u1ea7u v\u1ec1 chi ph\u00ed sinh ho\u1ea1t c\u01a1 b\u1ea3n t\u1ed1i thi\u1ec3u. C\u00e1c sinh vi\u00ean ph\u1ea3i l\u1ea7n l\u01b0\u1ee3t cung c\u1ea5p b\u1eb1ng ch\u1ee9ng r\u1eb1ng h\u1ecd c\u00f3 quy\u1ec1n s\u1eed d\u1ee5ng nh\u1eefng t\u00e0i kho\u1ea3n tr\u00ean. H\u1ea7u h\u1ebft c\u00e1c n\u01b0\u1edbc Ch\u00e2u \u00c2u s\u1ebd y\u00eau c\u1ea7u sinh vi\u00ean ph\u1ea3i c\u00f3 t\u00e0i kho\u1ea3n v\u1edbi s\u1ed1 ti\u1ec1n nh\u1ea5t \u0111\u1ecbnh \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh s\u1eb5n, g\u1ecdi l\u00e0 t\u00e0i kho\u1ea3n t\u00e0i ch\u00ednh theo lu\u1eadt \u0111\u1ecbnh. Trong khi \u0111\u00f3, \u1edf Hoa K\u1ef3 l\u1ea1i kh\u00f4ng c\u00f3 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 n\u00e0o v\u1ec1 chi ph\u00ed t\u1ed1i thi\u1ec3u h\u00e0ng th\u00e1ng, tuy nhi\u00ean sinh vi\u00ean s\u1ebd ph\u1ea3i cung c\u1ea5p b\u1eb1ng ch\u1ee9ng v\u1ec1 h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh v\u00e0 \/ ho\u1eb7c kh\u1ea3 n\u0103ng thanh to\u00e1n. Sinh vi\u00ean s\u1ebd ph\u1ea3i cung c\u1ea5p c\u00e1c t\u00e0i li\u1ec7u ch\u1ee9ng minh r\u1eb1ng h\u1ecd c\u00f3 quy\u1ec1n s\u1eed d\u1ee5ng s\u1ed1 ti\u1ec1n \u0111\u00f3 trong th\u1eddi gian \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh.<\/p>\n

      M\u1ed9t \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd n\u1eefa l\u00e0 trong khi m\u1ed9t s\u1ed1 qu\u1ed1c gia ch\u1ec9 y\u00eau c\u1ea7u ch\u1ee9ng minh t\u00e0i ch\u00ednh m\u1ed9t l\u1ea7n cho to\u00e0n b\u1ed9 th\u1eddi gian h\u1ecdc, m\u1ed9t s\u1ed1 n\u01b0\u1edbc kh\u00e1c s\u1ebd y\u00eau c\u1ea7u ch\u1ee9ng minh t\u00e0i ch\u00ednh l\u1ea1i m\u1ed7i n\u0103m. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 danh s\u00e1ch m\u1ed9t s\u1ed1 qu\u1ed1c gia c\u00f3 y\u00eau c\u1ea7u t\u00e0i ch\u00ednh t\u1ed1i thi\u1ec3u (chi ph\u00ed sinh ho\u1ea1t):<\/p>\n\n\n\n\n\n\n\n\n\n\n\n
      Qu\u1ed1c gia<\/strong><\/td>\nY\u00eau c\u1ea7u v\u1ec1 t\u00e0i ch\u00ednh theo lu\u1eadt \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi chi ph\u00ed sinh ho\u1ea1t<\/strong><\/td>\n<\/tr>\n
      Canada<\/td>\n– 10.000$ CAD cho m\u1ed7i n\u0103m d\u1ef1 \u0111\u1ecbnh \u1edf l\u1ea1i<\/td>\n<\/tr>\n
      Anh<\/td>\n– 11.385\u00a3 m\u1ed9t n\u0103m (1265$ m\u1ed7i th\u00e1ng) \u0111\u1ed1i v\u1edbi \u0110\u1ea1i h\u1ecdc \u1edf Lu\u00e2n \u0110\u00f4n ho\u1eb7c 9.135\u00a3 (1.015\u00a3\u00a0 m\u1ed9t th\u00e1ng) cho b\u1ea5t c\u1ee9 n\u01a1i n\u00e0o kh\u00e1c ngo\u00e0i London<\/td>\n<\/tr>\n
      Australia<\/td>\n– 19.830$ AUD m\u1ed9t n\u0103m<\/td>\n<\/tr>\n
      \u0110\u1ee9c<\/td>\n– 670\u20ac \/ th\u00e1ng \u1edf l\u1ea1i ho\u1eb7c 8.040\u20ac \/ n\u0103m<\/td>\n<\/tr>\n
      Ph\u00e1p<\/td>\n– 615\u20ac cho m\u1ed7i th\u00e1ng \u1edf l\u1ea1i<\/td>\n<\/tr>\n
      H\u00e0 Lan<\/td>\n– 862, 50\u20ac m\u1ed7i th\u00e1ng cho th\u1eddi gian l\u01b0u tr\u00fa<\/td>\n<\/tr>\n
      Th\u1ee5y \u0110i\u1ec3n<\/td>\n– 7,974SEK cho m\u1ed7i th\u00e1ng \u1edf Th\u1ee5y \u0110i\u1ec3n, t\u00ednh cho m\u1ed9t th\u1eddi gian d\u1ef1 \u0111\u1ecbnh t\u1ed1i thi\u1ec3u 10 th\u00e1ng cho m\u1ed7i n\u0103m \u1edf Th\u1ee5y \u0110i\u1ec3n<\/td>\n<\/tr>\n
      Ireland<\/td>\n– 7000\u20ac\u00a0 l\u00e0m ph\u00ed sinh ho\u1ea1t cho m\u1ed7i n\u0103m l\u01b0u tr\u00fa<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

      L\u01b0u \u00fd:<\/em><\/strong> \u0110\u1ed1i v\u1edbi vi\u1ec7c nh\u1eadp h\u1ecdc v\u00e0o c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc \u1edf Hoa K\u1ef3, ch\u1ee9ng minh t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u t\u1ea1i th\u1eddi \u0111i\u1ec3m x\u00e1c nh\u1eadn nh\u1eadp h\u1ecdc c\u1ee7a c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc. Sinh vi\u00ean ch\u1ec9 ph\u1ea3i cung c\u1ea5p b\u1eb1ng ch\u1ee9ng khi I-20s \u0111\u01b0\u1ee3c ban h\u00e0nh b\u1edfi tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc. Ngo\u00e0i ra, nh\u01b0 \u0111\u00e3 \u0111\u1ec1 c\u1eadp, d\u00f9 \u00a0kh\u00f4ng c\u00f3 y\u00eau c\u1ea7u t\u1ed1i thi\u1ec3u nh\u01b0ng tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc s\u1ebd c\u1ea5p m\u1ed9t b\u1ea3ng chi ph\u00ed c\u01a1 b\u1ea3n \u0111\u1ec3 sinh vi\u00ean d\u1ef1a v\u00e0o \u0111\u00f3 ch\u1ee9ng minh n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/p>\n

      C\u00e1c lo\u1ea1i t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn trong h\u1ed3 s\u01a1\u00a0ch\u1ee9ng minh t\u00e0i ch\u00ednh<\/strong><\/h2>\n

      Kh\u00f4ng c\u00f3 danh s\u00e1ch c\u00e1c t\u00e0i li\u1ec7u chu\u1ea9n n\u00e0o m\u00e0 c\u00e1c n\u01b0\u1edbc y\u00eau c\u1ea7u. Do qu\u00e1 tr\u00ecnh n\u1ed9p \u0111\u01a1n cho c\u00e1c qu\u1ed1c gia kh\u00e1c nhau n\u00ean nh\u1eefng y\u00eau c\u1ea7u v\u00e0 danh s\u00e1ch t\u00e0i li\u1ec7u ch\u1ee9ng minh t\u00e0i ch\u00ednh c\u1ea7n thi\u1ebft cho h\u1ed3 s\u01a1 xin Visa sinh vi\u00ean c\u0169ng kh\u00e1c nhau. Sau \u0111\u00e2y l\u00e0 danh s\u00e1ch c\u00e1c t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft, c\u00f9ng v\u1edbi c\u00e1c v\u00ed d\u1ee5 v\u1ec1 n\u01a1i n\u01a1i y\u00eau c\u1ea7u ch\u00fang. Ngo\u00e0i ra, tr\u1eeb khi ch\u1ec9 \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u ch\u1ee9ng minh v\u1ec1 1 t\u00e0i kho\u1ea3n v\u1edbi s\u1ed1 ti\u1ec1n c\u1ee5 th\u1ec3, sinh vi\u00ean c\u00f3 th\u1ec3 k\u1ebft h\u1ee3p th\u00eam nhi\u1ec1u b\u1eb1ng ch\u1ee9ng kh\u00e1c cho th\u1ea5y m\u1ee9c chi tr\u1ea3 c\u1ee7a m\u00ecnh.<\/p>\n

        \n
      1. X\u00e1c nh\u1eadn t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng<\/strong><\/li>\n<\/ol>\n

        C\u00f3 th\u1ec3 hi\u1ec3u \u0111\u01a1n gi\u1ea3n l\u00e0, c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc \/ L\u00e3nh s\u1ef1 qu\u00e1n s\u1ebd y\u00eau c\u1ea7u b\u1ea1n g\u1eedi b\u1ea3n sao k\u00ea t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi b\u1ea3o l\u00e3nh trong m\u1ed9t kho\u1ea3ng th\u1eddi gian c\u1ee5 th\u1ec3. C\u00e1c m\u1eabu \u0111\u01a1n n\u00e0y th\u01b0\u1eddng ph\u1ea3i minh b\u1ea1ch v\u00e0 \u0111\u01a1n gi\u1ea3n:<\/p>\n

          \n
        • C\u00e1c b\u00e1o c\u00e1o ph\u1ea3i l\u00e0 c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u c\u1ee5 th\u1ec3. <\/em><\/li>\n<\/ul>\n

          V\u00ed d\u1ee5, trong tr\u01b0\u1eddng h\u1ee3p tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc ch\u1ea5p nh\u1eadn h\u1ed7 tr\u1ee3 c\u1ee7a cha m\u1eb9 \/ ng\u01b0\u1eddi gi\u00e1m h\u1ed9 ho\u1eb7c v\u1ee3 \/ ch\u1ed3ng, th\u00ec \u0111\u00f3 ph\u1ea3i l\u00e0 t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m c\u1ee7a ng\u01b0\u1eddi \u0111\u00f3. M\u1ed9t s\u1ed1 qu\u1ed1c gia, nh\u01b0 Th\u1ee5y \u0110i\u1ec3n, y\u00eau c\u1ea7u trong t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n c\u1ee7a sinh vi\u00ean ph\u1ea3i c\u00f3 ti\u1ec1n v\u00e0 do \u0111\u00f3 sinh vi\u00ean n\u00ean ch\u1eafc ch\u1eafn c\u00f3 quy\u1ec1n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n c\u1ee7a ng\u01b0\u1eddi b\u1ea3o h\u1ed9.<\/p>\n

          \"Image<\/p>\n

            \n
          • Ph\u1ea3i cung c\u1ea5p b\u1ea3n sao c\u1ee7a b\u00e1o c\u00e1o g\u1ed1c (kh\u00f4ng ph\u1ea3i l\u00e0 b\u00e1o c\u00e1o qua e-mail), c\u00f3 \u0111\u00f3ng d\u1ea5u h\u1ee3p ph\u00e1p v\u00e0 c\u00f3 ch\u1eef k\u00ed c\u1ee7a ng\u00e2n h\u00e0ng. <\/em><\/li>\n<\/ul>\n

            Ng\u01b0\u1eddi s\u1eed d\u1ee5ng Internet-banking th\u01b0\u1eddng s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t b\u00e1o c\u00e1o \u0111\u1ecbnh k\u00ec k\u00e8m theo. Tuy nhi\u00ean, nh\u1eefng b\u1ea3n b\u00e1o c\u00e1o n\u00e0y s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c xem l\u00e0 ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch ch\u1ee9ng minh n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh. V\u00ec th\u1ebf sinh vi\u00ean ph\u1ea3i n\u1ed9p b\u1ea3n sao k\u00ea g\u1ed1c t\u1eeb ng\u00e2n h\u00e0ng, c\u00f3 b\u00ec th\u01b0 c\u1ee7a ng\u00e2n h\u00e0ng, \u0111\u01b0\u1ee3c \u0111\u00f3ng d\u1ea5u v\u00e0 k\u00fd b\u1edfi ng\u00e2n h\u00e0ng.<\/p>\n

              \n
            • C\u1ea7n ch\u00fa \u00fd th\u1eddi h\u1ea1n \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u. <\/em><\/li>\n<\/ul>\n

              Th\u00f4ng th\u01b0\u1eddng, c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc \/ l\u00e3nh s\u1ef1 qu\u00e1n s\u1ebd \u0111\u1eb7c bi\u1ec7t xin b\u1ea3n sao k\u00ea ng\u00e2n h\u00e0ng trong 6 th\u00e1ng (th\u1eddi h\u1ea1n c\u00f3 th\u1ec3 thay \u0111\u1ed5i).<\/p>\n

                \n
              1. Th\u01b0 ch\u1ea5p nh\u1eadn cho vay\/ gi\u1ea3i ng\u00e2n<\/strong><\/li>\n<\/ol>\n

                Sinh vi\u00ean c\u0169ng c\u00f3 th\u1ec3 cung c\u1ea5p Th\u01b0 ch\u1ea5p thu\u1eadn cho vay du h\u1ecdc t\u1eeb ng\u00e2n h\u00e0ng nh\u1eb1m ch\u1ee9ng minh t\u00e0i ch\u00ednh. M\u1eb7c d\u00f9 c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 c\u00f3 c\u00e1c m\u1eabu \u0111\u01a1n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh s\u1eb5n, th\u01b0 n\u00e0y ch\u1ee7 y\u1ebfu truy\u1ec1n \u0111\u1ea1t s\u1ef1 ch\u1ea5p thu\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng v\u1ec1 vi\u1ec7c \u0111\u00e3 cho sinh vi\u00ean m\u01b0\u1ee3n m\u1ed9t kho\u1ea3n ti\u1ec1n c\u1ee5 th\u1ec3 \u0111i h\u1ecdc n\u01b0\u1edbc ngo\u00e0i. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 \u0111i\u1ec1u m\u00e0 sinh vi\u00ean n\u00ean l\u01b0u \u00fd:<\/p>\n

                \"Image<\/p>\n

                  \n
                • B\u1ee9c th\u01b0 ph\u1ea3i c\u00f3 b\u00ec th\u01b0 c\u1ee7a ng\u00e2n h\u00e0ng, \u0111\u01b0\u1ee3c k\u00fd v\u00e0 \u0111\u00f3ng d\u1ea5u h\u1ee3p l\u1ec7<\/li>\n
                • Th\u01b0 c\u1ea7n ghi r\u00f5 s\u1ed1 ti\u1ec1n vay v\u00e0 t\u00ean c\u1ee7a sinh vi\u00ean<\/li>\n
                • N\u00ean bao g\u1ed3m m\u1ed9t l\u1eddi h\u1ee9a v\u1ec1 vi\u1ec7c ho\u00e0n tr\u1ea3 s\u1ed1 ti\u1ec1n theo th\u1eddi gian \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh<\/li>\n
                • N\u00ean \u0111\u1ec1 c\u1eadp r\u1eb1ng “Kho\u1ea3n vay c\u1ee7a A \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00ea chu\u1ea9n \u0111\u1ea7y \u0111\u1ee7 v\u00e0 t\u1ea5t c\u1ea3 \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec1 \u0111\u00e3 \u0111\u01b0\u1ee3c ho\u00e0n th\u00e0nh, ngo\u1ea1i tr\u1eeb vi\u1ec7c gi\u1ea3i ng\u00e2n. “<\/li>\n<\/ul>\n

                  3. Ch\u1ee9ng t\u1eeb H\u1ecdc b\u1ed5ng<\/strong><\/p>\n

                  Trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p h\u1ecdc b\u1ed5ng, sinh vi\u00ean c\u00f3 th\u1ec3 \u0111\u00ednh k\u00e8m ch\u1ee9ng t\u1eeb h\u1ecdc b\u1ed5ng l\u00e0m b\u1eb1ng ch\u1ee9ng v\u1ec1 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. Ch\u1ee9ng t\u1eeb n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c c\u1ea5p b\u1edfi tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc \/ t\u1ed5 ch\u1ee9c c\u1ea5p h\u1ecdc b\u1ed5ng. Trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c H\u1ecdc b\u1ed5ng Ch\u00ednh ph\u1ee7, b\u1ea1n c\u0169ng ph\u1ea3i \u0111\u00ednh k\u00e8m b\u1ea3n sao ch\u1ee9ng t\u1eeb c\u1ea5p b\u1edfi t\u1eeb qu\u1ed1c gia \u0111\u00f3.<\/p>\n

                  \"Image<\/p>\n

                    \n
                  1. B\u1ea3n khai c\u00f3 tuy\u00ean th\u1ec7 v\u1ec1 vi\u1ec7c h\u1ed7 tr\u1ee3\/ t\u00e0i tr\u1ee3<\/strong><\/li>\n<\/ol>\n

                    N\u00f3i ch\u00ednh x\u00e1c, B\u1ea3n khai c\u00f3 tuy\u00ean th\u1ec7 v\u1ec1 vi\u1ec7c tr\u1ee3 c\u1ea5p kh\u00f4ng ph\u1ea3i l\u00e0 t\u00e0i li\u1ec7u ch\u1ee9ng minh t\u00e0i ch\u00ednh m\u00e0 l\u00e0 t\u00e0i li\u1ec7u x\u00e1c nh\u1eadn r\u1eb1ng sinh vi\u00ean \u0111\u00e3 \u0111\u01b0\u1ee3c nh\u1eadn h\u1ed7 tr\u1ee3 v\u1ec1 t\u00e0i ch\u00ednh. B\u1edfi v\u00ec t\u00e0i li\u1ec7u n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u b\u1edfi c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc \u1edf M\u1ef9 v\u00e0 \u00dac trong qu\u00e1 tr\u00ecnh Ch\u1ee9ng minh T\u00e0i ch\u00ednh, b\u1ea1n c\u0169ng n\u00ean \u00edt nh\u1ea5t c\u00f3 bi\u1ebft v\u00e0 chu\u1ea9n b\u1ecb s\u1eb5n n\u00f3.<\/p>\n

                    B\u1ea3n Tuy\u00ean th\u1ec7 T\u00e0i Tr\u1ee3 ho\u1eb7c H\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh l\u00e0 m\u1ed9t ch\u1ee9ng t\u1eeb (Stamp Paper) (th\u01b0\u1eddng l\u00e0 INR 10 ho\u1eb7c INR 20), trong \u0111\u00f3 n\u00eau r\u00f5 r\u1eb1ng m\u1ed9t ng\u01b0\u1eddi kh\u00e1c (cha m\u1eb9\/v\u1ee3\/ch\u1ed3ng\/ng\u01b0\u1eddi th\u00e2n) s\u1ebd t\u00e0i tr\u1ee3 cho vi\u1ec7c h\u1ecdc c\u1ee7a b\u1ea1n v\u00e0 tr\u1ea3 ti\u1ec1n (ho\u1eb7c c\u00f3 th\u1ec3 \u0111\u1ee7 kh\u1ea3 n\u0103ng tr\u1ea3 ti\u1ec1n) h\u1ecdc ph\u00ed v\u00e0 chi ph\u00ed sinh ho\u1ea1t c\u1ee7a b\u1ea1n. T\u00e0i li\u1ec7u \u0111\u00e3 k\u00fd k\u1ebft tr\u1ef1c ti\u1ebfp r\u00e0ng bu\u1ed9c ng\u01b0\u1eddi \u0111\u00f3 ph\u1ea3i nh\u1eadn to\u00e0n b\u1ed9 tr\u00e1ch nhi\u1ec7m v\u1ec1 t\u00e0i ch\u00ednh v\u00e0 chi ph\u00ed h\u1ecdc t\u1eadp cho sinh vi\u00ean. Th\u00f4ng th\u01b0\u1eddng, B\u1ea3n Tuy\u00ean Th\u1ec7 Tr\u1ee3 C\u1ea5p \u0111\u01b0\u1ee3c b\u1ed5 sung b\u1eb1ng Ch\u1ee9ng minh Thu Nh\u1eadp v\u00e0\/ho\u1eb7c Ch\u1ee9ng t\u1eeb c\u1ee7a Ng\u00e2n H\u00e0ng. Nh\u1eefng \u0111i\u1ec1u c\u1ea7n ghi nh\u1edb:<\/p>\n

                      \n
                    • Gi\u1ea5y t\u1edd n\u00e0y\u00a0kh\u00f4ng th\u1ec3 \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi m\u1ed9t ng\u01b0\u1eddi h\u1ecd h\u00e0ng xa:<\/strong>\u00a0<\/em>Th\u00f4ng th\u01b0\u1eddng c\u00e1c c\u01a1 quan ch\u1ec9 ch\u1ea5p nh\u1eadn b\u1ea3n tuy\u00ean th\u1ec7 t\u1eeb ng\u01b0\u1eddi c\u00f3 quan h\u1ec7 huy\u1ebft th\u1ed1ng tr\u1ef1c ti\u1ebfp v\u1edbi sinh vi\u00ean nh\u01b0 cha m\u1eb9, c\u00f4\/ch\u00fa\/d\u00ec, \u00f4ng b\u00e0. Quan h\u1ec7 v\u1ee3\/ch\u1ed3ng c\u0169ng \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn.<\/li>\n<\/ul>\n
                        \n
                      • Ph\u1ea3i \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng v\u00e0 \u0111\u00f3ng d\u1ea5u:\u00a0<\/em><\/strong>Sinh vi\u00ean c\u00f3 th\u1ec3 l\u00e0m \u0111i\u1ec1u n\u00e0y t\u1ea1i c\u00e1c t\u00f2a \u00e1n \u0111\u1ecba ph\u01b0\u01a1ng.<\/li>\n<\/ul>\n
                          \n
                        • Trong tr\u01b0\u1eddng h\u1ee3p B\u1ea3n tuy\u00ean th\u1ec7 t\u1eeb ch\u00fa\/d\u00ec<\/strong>, t\u00e0i li\u1ec7u c\u1ea7n n\u00eau r\u00f5 l\u00fd do cho s\u1ef1 b\u1ea3o tr\u1ee3 c\u1ee7a h\u1ecd v\u00e0 kh\u1eb3ng \u0111\u1ecbnh r\u1eb1ng h\u1ecd c\u00f3 \u0111\u1ee7 ti\u1ec1n \u0111\u1ec3 t\u1ef1 lo chi ph\u00ed cho gia \u0111\u00ecnh c\u1ee7a m\u00ecnh ngay c\u1ea3 sau khi \u0111\u00e3 t\u00e0i tr\u1ee3\/h\u1ed7 tr\u1ee3 cho sinh vi\u00ean. Sinh vi\u00ean c\u0169ng c\u1ea7n ph\u1ea3i \u0111\u1ed1i chi\u1ebfu xem tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc c\u00f3 cho ph\u00e9p ki\u1ec3u t\u00e0i tr\u1ee3 nh\u01b0 th\u1ebf n\u00e0y kh\u00f4ng.<\/em><\/li>\n<\/ul>\n

                          L\u01b0u \u00fd<\/strong>: Sinh vi\u00ean \u0111\u0103ng k\u00fd v\u00e0o c\u00e1c tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc \u1edf Ch\u00e2u \u00c2u n\u00ean l\u01b0u \u00fd t\u1ea1i \u0111\u00e2y, b\u1ea3n ch\u1ea5t c\u1ee7a T\u00e0i tr\u1ee3 s\u1ebd h\u01a1i kh\u00e1c nh\u1eefng n\u01a1i kh\u00e1c. H\u1ea7u h\u1ebft c\u00e1c qu\u1ed1c gia Ch\u00e2u \u00c2u kh\u00f4ng ch\u1ea5p nh\u1eadn c\u00e1c t\u00e0i li\u1ec7u x\u00e1c minh b\u1ea3o l\u00e3nh. Tuy nhi\u00ean, h\u1ecd l\u1ea1i ch\u1ea5p nh\u1eadn T\u00e0i tr\u1ee3 t\u1eeb nh\u1eefng ng\u01b0\u1eddi \u0111ang sinh s\u1ed1ng \u1edf n\u01b0\u1edbc \u0111\u00f3.<\/p>\n

                          V\u00ed d\u1ee5, n\u1ebfu b\u1ea1n \u0111ang n\u1ed9p \u0111\u01a1n v\u00e0o c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc \u1edf Ph\u00e1p v\u00e0 ch\u00fa c\u1ee7a b\u1ea1n \u0111ang \u1edf Ph\u00e1p v\u00e0 s\u1eb5n s\u00e0ng chi tr\u1ea3 c\u00e1c chi ph\u00ed c\u1ee7a b\u1ea1n, th\u00ec sinh vi\u00ean s\u1ebd ph\u1ea3i n\u1ed9p “Th\u01b0 b\u1ea3o l\u00e3nh”. \u0110\u00e2y l\u00e0 c\u00e1c quy \u0111\u1ecbnh ti\u00eau chu\u1ea9n th\u01b0\u1eddng \u0111\u01b0\u1ee3c \u0111\u01b0a ra cho sinh vi\u00ean b\u1edfi c\u01a1 quan c\u1ea5p ph\u00e9p Visa t\u1ea1i \u0111\u00e2y.<\/p>\n

                            \n
                          1. Ch\u1ee9ng t\u1eeb c\u1ee7a ng\u00e2n h\u00e0ng<\/strong><\/li>\n<\/ol>\n

                            B\u1ea1n ph\u1ea3i cung c\u1ea5p c\u00e1c ch\u1ee9ng t\u1eeb \u0111\u1ec1 c\u1eadp chi ti\u1ebft, r\u00f5 r\u00e0ng \u0111\u1ebfn b\u1ea3n ch\u1ea5t c\u1ee7a c\u00e1c t\u00e0i kho\u1ea3n m\u00e0 c\u00e1c sinh vi\u00ean \/ nh\u00e0 t\u00e0i tr\u1ee3 c\u00f3 trong c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 s\u1ed1 d\u01b0 trong t\u00e0i kho\u1ea3n. Nh\u01b0 \u0111\u00e3 \u0111\u1ec1 c\u1eadp, nh\u1eefng t\u00e0i li\u1ec7u tr\u00ean ph\u1ea3i \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi ng\u00e2n h\u00e0ng v\u00e0 ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi c\u00f4ng v\u0103n c\u1ee7a Ng\u00e2n h\u00e0ng, \u0111\u01b0\u1ee3c k\u00fd v\u00e0 \u0111\u00f3ng d\u1ea5u h\u1ee3p l\u1ec7. \u0110\u00e2y l\u00e0 nh\u1eefng g\u00ec t\u1ea5t c\u1ea3 c\u00e1c ch\u1ee9ng t\u1eeb c\u1ee7a ng\u00e2n h\u00e0ng n\u00ean c\u00f3:<\/p>\n

                            \"Image<\/p>\n

                              \n
                            1. T\u00ean ch\u1ee7 t\u00e0i kho\u1ea3n \/ ng\u01b0\u1eddi \u0111\u1ed3ng s\u1edf h\u1eefu<\/em><\/li>\n
                            2. Lo\u1ea1i t\u00e0i kho\u1ea3n (ti\u1ebft ki\u1ec7m \/ t\u00edn d\u1ee5ng \/ li\u00ean k\u1ebft) v\u00e0 th\u1eddi gian s\u1eed d\u1ee5ng (ng\u01b0\u1eddi \u0111\u00f3 \u0111\u00e3 c\u00f3 t\u00e0i kho\u1ea3n t\u1ea1i ng\u00e2n h\u00e0ng \u0111\u00f3 trong bao l\u00e2u)<\/em><\/li>\n
                            3. S\u1ed1 d\u01b0 trong t\u00e0i kho\u1ea3n \/ s\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i c\u00f9ng v\u1edbi t\u1ef7 l\u1ec7 chuy\u1ec3n \u0111\u1ed5i \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng. <\/em><\/li>\n<\/ol>\n

                              V\u00ed d\u1ee5 T\u00e0i kho\u1ea3n Ti\u1ebft ki\u1ec7m (S\u1ed1 d\u01b0 v\u00e0o ng\u00e0y 31\/10\/ 2016) 800.000IRN, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 11.928$ US v\u1edbi t\u1ef7 l\u1ec7 chuy\u1ec3n \u0111\u1ed5i l\u00e0 1$ = 67.07INR<\/p>\n

                              L\u01b0u \u00fd<\/strong>: Ch\u1ee9ng t\u1eeb c\u1ee7a ng\u00e2n h\u00e0ng c\u0169ng c\u00f3 th\u1ec3 ghi r\u00f5 S\u1ed1 ti\u1ec1n g\u1eedi v\u00e0o \u0111\u1ecbnh k\u00ec (FD) (n\u1ebfu c\u00f3) do ng\u01b0\u1eddi t\u00e0i tr\u1ee3 n\u1eafm gi\u1eef. Kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 c\u00e1c n\u01b0\u1edbc \u0111\u1ec1u ch\u1ea5p nh\u1eadn FD v\u00e0 do \u0111\u00f3 sinh vi\u00ean ph\u1ea3i ki\u1ec3m tra xem t\u00e0i li\u1ec7u t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n n\u00e0o \u0111\u01b0\u1ee3c c\u00f4ng nh\u1eadn l\u00e0 ch\u1ee9ng minh t\u00e0i ch\u00ednh t\u1ea1i m\u1ed7i qu\u1ed1c gia theo h\u1ecdc.<\/p>\n

                                \n
                              1. Ch\u1ee9ng nh\u1eadn kh\u1ea3 n\u0103ng vay n\u1ee3<\/strong><\/li>\n<\/ol>\n

                                T\u00e0i li\u1ec7u n\u00e0y kh\u00e1c v\u1edbi Th\u01b0 ch\u1ea5p thu\u1eadn Cho vay n\u1ee3 v\u00e0 th\u01b0\u1eddng \u0111\u01b0\u1ee3c c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc \u1edf Hoa K\u1ef3 y\u00eau c\u1ea7u t\u1ea1i th\u1eddi \u0111i\u1ec3m nh\u1eadp h\u1ecdc. N\u1ebfu kh\u00f4ng c\u00f3, h\u1ecd s\u1ebd kh\u00f4ng ph\u00e1t h\u00e0nh I-20s (trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n \u0111\u1ec1 ngh\u1ecb vay m\u1ed9t kho\u1ea3n \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n v\u1ec1 t\u00e0i ch\u00ednh). T\u00e0i li\u1ec7u n\u00e0y, nh\u01b0 t\u00ean g\u1ecdi, “Ch\u1ee9ng nh\u1eadn n\u0103ng l\u1ef1c” (\u201cCapability Certificate\u201d) do c\u00e1c ng\u00e2n h\u00e0ng \/ c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111\u01b0a ra cho th\u1ea5y h\u1ecd s\u1ebd s\u1eb5n s\u00e0ng cho sinh vi\u00ean vay ti\u1ec1n n\u1ebfu \u0111\u01b0\u1ee3c nh\u1eadn v\u00e0o h\u1ecdc m\u1ed9t \u0110\u1ea1i h\u1ecdc \u1edf n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

                                \"RelatedNh\u1eefng \u0111i\u1ec1u Gi\u1ea5y Ch\u1ee9ng nh\u1eadn N\u0103ng l\u1ef1c vay v\u1ed1n c\u00f3 th\u1ec3 bao g\u1ed3m nh\u1eefng \u0111i\u1ec1u sau:<\/p>\n