{"id":24932,"date":"2016-07-03T05:00:39","date_gmt":"2016-07-02T22:00:39","guid":{"rendered":"http:\/\/scholarshipplanet.info\/vi\/?p=24932"},"modified":"2016-07-03T22:11:16","modified_gmt":"2016-07-03T15:11:16","slug":"phai-lam-gi-neu-mat-vien-tro-tai-chinh","status":"publish","type":"post","link":"https:\/\/scholarshipplanet.info\/vi\/phai-lam-gi-neu-mat-vien-tro-tai-chinh\/","title":{"rendered":"Ph\u1ea3i l\u00e0m g\u00ec n\u1ebfu m\u1ea5t vi\u1ec7n tr\u1ee3 t\u00e0i ch\u00ednh?"},"content":{"rendered":"

\"Vector<\/p>\n

Khi l\u1ea7n \u0111\u1ea7u ti\u00ean b\u01b0\u1edbc ch\u00e2n v\u00e0o \u0111\u1ea1i h\u1ecdc, b\u1ea1n cho r\u1eb1ng b\u1ea1n c\u00f3 th\u1ec3 d\u1ef1a v\u00e0o g\u00f3i vi\u1ec7n tr\u1ee3 t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh cho b\u1ed1n n\u0103m ti\u1ebfp theo.\u00a0Nh\u01b0ng khi m\u00f9a xu\u00e2n tr\u00f4i qua v\u00e0 b\u1ea1n\u00a0nh\u1eadn \u0111\u01b0\u1ee3c tin \u0111\u1ed9t ng\u1ed9t: B\u1ea1n bi\u1ebft tin m\u00ecnh s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c \u00edt ti\u1ec1n h\u01a1n trong n\u0103m t\u1edbi.<\/p>\n

C\u00f3 n\u0103m l\u00fd do ch\u00ednh t\u1ea1i sao b\u1ea1n c\u00f3 th\u1ec3 m\u1ea5t vi\u1ec7n tr\u1ee3 t\u00e0i ch\u00ednh:<\/p>\n

    \n
  1. Cha m\u1eb9 c\u1ee7a b\u1ea1n ki\u1ebfm \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n h\u01a1n.N\u1ebfu h\u1ecd b\u1ecb \u0111\u1ea9y v\u00e0o m\u1ed9t khung thu\u1ebf kh\u00e1c, \u0111i\u1ec1u n\u00e0y ch\u1eafc ch\u1eafn s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 vi\u1ec7n tr\u1ee3 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n.<\/li>\n
  2. \u0110i\u1ec3m c\u1ee7a b\u1ea1n kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 nh\u1eadn h\u1ecdc b\u1ed5ng ho\u1eb7c tr\u1ee3 c\u1ea5p.<\/li>\n
  3. B\u1ea1n kh\u00f4ng\u00a0h\u1ecdc \u0111\u1ee7 t\u00edn ch\u1ec9\u00a0\u0111\u1ec3 nh\u1eadn vi\u1ec7n tr\u1ee3 li\u00ean bang.<\/li>\n
  4. H\u1ecdc ph\u00ed v\u00e0 l\u1ec7 ph\u00ed c\u1ee7a tr\u01b0\u1eddng t\u0103ng l\u00ean.<\/li>\n
  5. Vi\u1ec7n tr\u1ee3 t\u00e0i ch\u00ednh c\u1ee7a tr\u01b0\u1eddng cung c\u1ea5p nhi\u1ec1u h\u1ecdc b\u1ed5ng trong n\u0103m th\u1ee9 nh\u1ea5t v\u00e0 cho vay nhi\u1ec1u h\u01a1n trong nh\u1eefng n\u0103m sau \u0111\u00f3.<\/li>\n<\/ol>\n

    \u0110\u1eebng ho\u1ea3ng s\u1ee3: B\u1ea1n v\u1eabn c\u00f3 th\u1ec3 th\u01b0\u01a1ng l\u01b0\u1ee3ng v\u1ec1 \u0111\u1ec1 ngh\u1ecb vi\u1ec7n tr\u1ee3 t\u00e0i ch\u00ednh, v\u00e0 n\u1ebfu b\u1ea1n kh\u00f4ng th\u1ec3, c\u00e1c b\u01b0\u1edbc sau c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n l\u1ea5p \u0111\u1ea7y s\u1ef1 thi\u1ebfu h\u1ee5t n\u00e0y.<\/p>\n

    N\u00d3I CHUY\u1ec6N V\u1edaI V\u0102N PH\u00d2NG H\u1ed6 TR\u1ee2 T\u00c0I CH\u00cdNH. <\/strong><\/p>\n

    B\u01b0\u1edbc \u0111\u1ea7u ti\u00ean l\u00e0 b\u1ea1n n\u00ean b\u1eaft \u0111\u1ea7u m\u1ed9t cu\u1ed9c \u0111\u1ed1i tho\u1ea1i v\u1edbi v\u0103n ph\u00f2ng h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh.\u00a0Nh\u00e2n vi\u00ean \u1edf \u0111\u00e2y c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n t\u00ecm hi\u1ec3u \u0111i\u1ec1u g\u00ec \u0111\u00e3 x\u1ea3y ra v\u00e0 c\u00e1ch gi\u1ea3i quy\u1ebft.\u00a0N\u1ebfu \u0111i\u1ec3m c\u1ee7a b\u1ea1n tr\u01b0\u1ee3t d\u1ed1c, h\u00e3y h\u1ecfi xem b\u1ea1n c\u00f3 th\u1ec3 l\u00e0m g\u00ec \u0111\u1ec3 tr\u1edf l\u1ea1i \u0111\u00fang h\u01b0\u1edbng.<\/p>\n

    Brad Yeckley, tr\u1ee3 l\u00fd gi\u00e1m \u0111\u1ed1c t\u00e0i ch\u00ednh t\u1ea1i Trung t\u00e2m T\u00e0i ch\u00ednh Penn State cho bi\u1ebft “T\u00f4i th\u00edch nh\u1eefng ng\u01b0\u1eddi khi h\u1ecd v\u00e0o v\u00e0 n\u00f3i, ‘T\u00f4i hi\u1ec3u r\u1eb1ng \u0111i\u1ec3m c\u1ee7a t\u00f4i \u0111\u00e3 kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u.\u00a0C\u00f3 \u0111i\u1ec1u g\u00ec m\u00e0 t\u00f4i c\u00f3 th\u1ec3 l\u00e0m \u0111\u01b0\u1ee3c kh\u00f4ng? ‘\u00a0\u0110i\u1ec1u \u0111\u00f3 th\u1ec3 hi\u1ec7n s\u1ef1 ch\u1ee7 \u0111\u1ed9ng ”<\/p>\n

    \u0110\u0102NG K\u00dd H\u1eccC B\u1ed4NG T\u01af NH\u00c2N. <\/strong><\/p>\n

    \u0110\u0103ng k\u00fd c\u00e1c\u00a0h\u1ecdc b\u1ed5ng<\/a>\u00a0trong su\u1ed1t nh\u1eefng n\u0103m \u0111\u1ea1i h\u1ecdc c\u1ee7a b\u1ea1n l\u00e0 m\u1ed9t \u00fd t\u01b0\u1edfng hay, th\u1eadm ch\u00ed n\u1ebfu nh\u01b0 b\u1ea1n kh\u00f4ng ph\u1ea3i lo l\u1eafng v\u1ec1 vi\u1ec7c m\u1ea5t vi\u1ec7n tr\u1ee3 t\u00e0i ch\u00ednh.\u00a0T\u1ed1i \u0111a h\u00f3a c\u01a1 h\u1ed9i c\u1ee7a b\u1ea1n b\u1eb1ng c\u00e1ch n\u00e2ng cao th\u00e0nh t\u00edch \u2013 ch\u1eb3ng h\u1ea1n nh\u01b0 \u0111i\u1ec3m trung b\u00ecnh cao, gi\u1ea3i th\u01b0\u1edfng, vai tr\u00f2 l\u00e3nh \u0111\u1ea1o v\u00e0 c\u00e1c ho\u1ea1t \u0111\u1ed9ng t\u00ecnh nguy\u1ec7n \u2013 h\u00e3y th\u1ec3 hi\u1ec7n b\u1ea1n ph\u00f9 h\u1ee3p v\u1edbi s\u1ee9 m\u1ec7nh c\u1ee7a t\u1ed5 ch\u1ee9c trong h\u1ed3 s\u01a1 \u0111\u0103ng k\u00fd c\u1ee7a m\u00ecnh, v\u00e0 t\u1eadp trung v\u00e0o c\u00e1c h\u1ecdc b\u1ed5ng c\u00f3 t\u00ednh c\u1ea1nh tranh th\u1ea5p h\u01a1n, ch\u1eb3ng h\u1ea1n nh\u01b0 h\u1ecdc b\u1ed5ng \u0111\u1ecba ph\u01b0\u01a1ng ho\u1eb7c h\u1ecdc b\u1ed5ng cho sinh vi\u00ean n\u0103m 2 tr\u1edf l\u00ean.<\/p>\n

    T\u1eacN D\u1ee4NG L\u1ee2I TH\u1ebe C\u1ee6A C\u00c1C CH\u01af\u01a0NG TR\u00ccNH GIA S\u01af V\u00c0 GI\u1edc L\u00c0M VI\u1ec6C<\/strong><\/p>\n

    Sinh vi\u00ean \u0111\u1ec3 m\u1ea5t h\u1ecdc b\u1ed5ng v\u00ec h\u1ecd c\u00f3 \u0111i\u1ec3m tr\u01b0\u1ee3t l\u00e0 \u0111i\u1ec1u kh\u00e1 ph\u1ed5 bi\u1ebfn.\u00a0Marguerite Dennis, ng\u01b0\u1eddi \u0111\u00e3 d\u00e0nh 40 n\u0103m l\u00e0m vi\u1ec7c trong ban tuy\u1ec3n sinh \u0111\u1ea1i h\u1ecdc v\u00e0 vi\u1ec7n tr\u1ee3 t\u00e0i ch\u00ednh v\u00e0 l\u00e0 t\u00e1c gi\u1ea3 c\u1ee7a s\u00e1ch”H\u01b0\u1edbng d\u1eabn sinh vi\u00ean \u0111\u1ea1i h\u1ecdc: L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 c\u00f3 vi\u1ec7c l\u00e0m. ” cho bi\u1ebft l\u00e1 th\u01b0 c\u1ea5p vi\u1ec7n tr\u1ee3 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 th\u1eadm ch\u00ed kh\u00f4ng \u0111\u1ec1 c\u1eadp \u0111\u1ebfn \u0111i\u1ec3m trung b\u00ecnh t\u1ed1i thi\u1ec3u c\u1ea7n thi\u1ebft \u0111\u1ec3 duy tr\u00ec vi\u1ec7n tr\u1ee3.<\/p>\n

    N\u1ebfu \u0111\u00f3 l\u00e0 tr\u01b0\u1eddng h\u1ee3p c\u1ee7a b\u1ea1n, h\u00e3y ch\u1ee9ng minh b\u1ea1n \u0111ang t\u00edch c\u1ef1c n\u1ed7 l\u1ef1c \u0111\u1ec3 n\u00e2ng cao \u0111i\u1ec3m s\u1ed1 nh\u1eb1m l\u1ea5y l\u1ea1i vi\u1ec7n tr\u1ee3 b\u1eb1ng c\u00e1ch \u0111\u0103ng k\u00fd v\u00e0o ch\u01b0\u01a1ng tr\u00ecnh gia s\u01b0 v\u00e0 \u0111\u1ebfn g\u1eb7p gi\u00e1o s\u01b0 trong gi\u1edd l\u00e0m vi\u1ec7c ‘.<\/p>\n

    Y\u1ec0U C\u1ea6U TR\u1ee2 GI\u00daP T\u00c0I CH\u00cdNH.<\/strong><\/p>\n

    L\u1eddi y\u00eau c\u1ea7u gi\u00fap \u0111\u1ee1 vi\u1ec7n tr\u1ee3 c\u1ee7a b\u1ea1n hi\u1ec7u qu\u1ea3 nh\u1ea5t khi b\u1ea1n v\u1eeba c\u00f3 m\u1ed9t thay \u0111\u1ed5i g\u1ea7n \u0111\u00e2y v\u1ec1 ho\u00e0n c\u1ea3nh t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh – ch\u1eb3ng h\u1ea1n nh\u01b0 sinh t\u1eed trong gia \u0111\u00ecnh, ho\u1eb7c cha m\u1eb9 m\u1ea5t vi\u1ec7c l\u00e0m \u2013 nh\u1eefng \u0111i\u1ec1u m\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c ph\u1ea3n \u00e1nh trong FAFSA (\u0111\u01a1n xin tr\u1ee3 c\u1ea5p li\u00ean bang) g\u1ea7n \u0111\u00e2y nh\u1ea5t c\u1ee7a b\u1ea1n.<\/p>\n

    N\u1ebfu b\u1ea1n kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n nh\u1eadn vi\u1ec7n tr\u1ee3 li\u00ean bang v\u00ec\u00a0qu\u00e1 tr\u00ecnh h\u1ecdc t\u1eadp c\u1ee7a b\u1ea1n kh\u00f4ng \u0111\u1ea1t y\u00eau c\u1ea7u<\/a>\u00a0, h\u00e3y n\u00f3i v\u1edbi v\u0103n ph\u00f2ng h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh c\u1ee7a nh\u00e0 tr\u01b0\u1eddng v\u1ec1 c\u00e1c tr\u01b0\u1eddng h\u1ee3p gi\u1ea3m nh\u1eb9 \u0111\u00e3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn \u0111i\u1ec3m s\u1ed1 c\u1ee7a m\u00ecnh.<\/p>\n

    \u0110\u1ea0T \u0110\u1ebeN GI\u1edaI H\u1ea0N VI\u1ec6N TR\u1ee2 LI\u00caN BANG. <\/strong><\/p>\n

    N\u1ebfu b\u1ea1n ph\u1ea3i \u0111i vay ti\u1ec1n, h\u00e3y b\u1eaft \u0111\u1ea7u v\u1edbi c\u00e1c kho\u1ea3n vay li\u00ean bang.\u00a0H\u1ecd ch\u1eafc ch\u1eafn s\u1ebd c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t, v\u1edbi k\u1ebf ho\u1ea1ch tr\u1ea3 n\u1ee3 linh ho\u1ea1t, v\u00e0 trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c x\u00f3a n\u1ee3.\u00a0Th\u00eam v\u00e0o \u0111\u00f3, h\u1ecd kh\u00f4ng d\u1ef1a v\u00e0o t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n.<\/p>\n

    \u0110\u00e2y l\u00e0 nh\u1eefng l\u1ef1a ch\u1ecdn cho vay li\u00ean bang hi\u1ec7n t\u1ea1i \u0111\u1ed1i v\u1edbi sinh vi\u00ean:<\/p>\n