{"id":2446,"date":"2011-10-13T20:09:22","date_gmt":"2011-10-13T13:09:22","guid":{"rendered":"http:\/\/scholarshipplanet.info\/en\/?p=2446"},"modified":"2017-07-09T13:06:09","modified_gmt":"2017-07-09T06:06:09","slug":"cac-kho%e1%ba%a3n-cho-vay-du-h%e1%bb%8dc-danh-cho-sinh-vien-qu%e1%bb%91c-t%e1%ba%bf","status":"publish","type":"post","link":"https:\/\/scholarshipplanet.info\/vi\/cac-kho%e1%ba%a3n-cho-vay-du-h%e1%bb%8dc-danh-cho-sinh-vien-qu%e1%bb%91c-t%e1%ba%bf\/","title":{"rendered":"C\u00e1c kho\u1ea3n cho vay du h\u1ecdc d\u00e0nh cho sinh vi\u00ean qu\u1ed1c t\u1ebf"},"content":{"rendered":"

Gi\u00e1o d\u1ee5c qu\u1ed1c t\u1ebf \u0111ang l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn h\u00e0ng \u0111\u1ea7u cho c\u00e1c b\u1ea1n h\u1ecdc sinh, sinh vi\u00ean. Tuy nhi\u00ean du h\u1ecdc th\u01b0\u1eddng \u0111\u00f2i h\u1ecfi c\u00e1c chi ph\u00ed ph\u1ee5 nh\u01b0 k\u00fd t\u00fac x\u00e1, nh\u00e0 \u1edf, n\u1ed9i tr\u00fa, s\u00e1ch v\u1edf, du l\u1ecbch, \u0111i l\u1ea1i v\u00e0 c\u00e1c chi ph\u00ed kh\u00e1c li\u00ean quan \u0111\u1ebfn du h\u1ecdc. Ch\u00ednh v\u00ec v\u1eady m\u00e0 kh\u00f4ng ph\u1ea3i ai c\u0169ng c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n gi\u1ea5c m\u01a1 du h\u1ecdc. \u0110\u00fang l\u00e0 hi\u1ec7n nay c\u00f3 r\u1ea5t nhi\u1ec1u h\u1ecdc b\u1ed5ng v\u00e0 tr\u1ee3 c\u1ea5p cho sinh vi\u00ean qu\u1ed1c t\u1ebf th\u1ebf nh\u01b0ng ch\u00fang c\u00f3 t\u00ednh c\u1ea1nh tranh r\u1ea5t cao v\u00e0 kh\u00f4ng th\u1ec3 \u0111\u00e1p \u1ee9ng ho\u00e0n to\u00e0n c\u00e1c chi ph\u00ed ph\u00e1t sinh. M\u1ed9t gi\u1ea3i ph\u00e1p r\u1ea5t \u0111\u01b0\u1ee3c c\u00e1c b\u1ea1n sinh vi\u00ean t\u00ecm \u0111\u1ebfn ch\u00ednh l\u00e0 c\u00e1c kho\u1ea3n vay. C\u00e1c kho\u1ea3n vay du h\u1ecdc d\u00e0nh cho sinh vi\u00ean qu\u1ed1c t\u1ebf mang \u0111\u1ebfn nhi\u1ec1u l\u1ee3i \u00edch \u0111\u1ec3 v\u01b0\u1ee3t qua c\u00e1c kh\u00f3 kh\u0103n v\u1ec1 t\u00e0i ch\u00ednh.<\/p>\n

C\u00e1c kho\u1ea3n vay cho sinh vi\u00ean qu\u1ed1c t\u1ebf \u1edf M\u1ef9<\/strong>: C\u00f3 2 lo\u1ea1i:<\/p>\n

C\u00e1c kho\u1ea3n vay li\u00ean bang<\/span><\/em>\u00a0: Ch\u1ec9 c\u00f3 c\u00f4ng d\u00e2n M\u1ef9 m\u1edbi c\u00f3 th\u1ec3 n\u1ed9p \u0111\u01a1n cho c\u00e1c kho\u1ea3n vay n\u00e0y, v\u00ed d\u1ee5 nh\u01b0 kho\u1ea3n vay Stafford<\/strong>, Perkins, PLUS<\/strong>. Kh\u00f4ng<\/span> d\u00e0nh cho sinh vi\u00ean qu\u1ed1c t\u1ebf.<\/strong><\/p>\n

C\u00e1c kho\u1ea3n vay t\u01b0 nh\u00e2n<\/span><\/em>\u00a0<\/span>: Sinh vi\u00ean qu\u1ed1c t\u1ebf c\u00f3 th\u1ec3 n\u1ed9p \u0111\u01a1n cho c\u00e1c kho\u1ea3n vay t\u01b0 nh\u00e2n, trong \u0111\u00f3 y\u00eau c\u1ea7u ph\u1ea3i c\u00f3 1 ng\u01b0\u1eddi k\u00fd t\u00ean chung v\u00e0 ng\u01b0\u1eddi \u0111\u00f3 c\u00f3 th\u1ec3 l\u00e0 h\u1ecd h\u00e0ng ho\u1eb7c 1 ng\u01b0\u1eddi quen c\u00f3 t\u00e0i kho\u1ea3n \u201cch\u1ea5p nh\u1eadn \u0111\u01b0\u1ee3c\u201d \u1edf M\u1ef9. Quy \u0111\u1ecbnh v\u1ec1 c\u00e1c kho\u1ea3n vay d\u00e0nh cho sinh vi\u00ean qu\u1ed1c t\u1ebf c\u0169ng t\u01b0\u01a1ng t\u1ef1 nh\u01b0 \u0111\u1ed1i v\u1edbi sinh vi\u00ean M\u1ef9.
\nM\u1ed9t s\u1ed1 c\u00e2u h\u1ecfi m\u00e0 b\u1ea1n n\u00ean chu\u1ea9n b\u1ecb s\u1eb5n v\u00e0 nh\u1edd c\u00e1c ng\u00e2n h\u00e0ng cho vay t\u01b0 v\u1ea5n trong qu\u00e1 tr\u00ecnh n\u1ed9p \u0111\u01a1n:
\nKho\u1ea3n vay n\u00e0y l\u00e0 li\u00ean bang hay t\u01b0 nh\u00e2n?
\nM\u1ee9c l\u00e3i su\u1ea5t?
\nC\u00e1c y\u00eau c\u1ea7u \u0111\u01b0a ra?
\nC\u00f3 c\u1ea7n 1 ng\u01b0\u1eddi \u0111\u1ed3ng k\u00fd t\u00ean kh\u00f4ng?
\nKhi n\u00e0o b\u1eaft \u0111\u1ea7u tr\u1ea3 n\u1ee3?
\nT\u00f4i c\u00f3 th\u1ec3 l\u00e0m g\u00ec \u0111\u1ec3 tr\u00ec ho\u00e3n vi\u1ec7c thanh to\u00e1n c\u00e1c kho\u1ea3n vay tr\u01b0\u1edbc \u0111\u00e2y trong khi t\u00f4i \u0111ang \u1edf n\u01b0\u1edbc ngo\u00e0i?<\/p>\n

C\u00e1c kho\u1ea3n vay cho sinh vi\u00ean qu\u1ed1c t\u1ebf \u1edf Anh:<\/strong> H\u1eebm \u0110i\u1ec1u ki\u1ec7n c\u00e1c kho\u1ea3n vay cho sinh vi\u00ean qu\u1ed1c t\u1ebf c\u1ee7a Ch\u00ednh ph\u1ee7 Anh l\u00e0 r\u1ea5t kh\u00f3. V\u1ec1 c\u01a1 b\u1ea3n, c\u00e1c kho\u1ea3n vay ch\u1ec9 c\u00f3 s\u1eb5n cho sinh vi\u00ean qu\u1ed1c t\u1ebf \u0111\u00e3 l\u01b0u tr\u00fa t\u1ea1i Anh 3 n\u0103m tr\u01b0\u1edbc khi kh\u00f3a h\u1ecdc b\u1eaft \u0111\u1ea7u.
\nN\u1ebfu b\u1ea1n ngh\u0129 b\u1ea1n c\u00f3 th\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u n\u00e0y th\u00ec b\u1ea1n tham kh\u1ea3o th\u00eam c\u00e1c \u0111i\u1ec1u ki\u1ec7n t\u1ea1i UKCISA<\/strong> (UK council for International Students Affairs)<\/p>\n

C\u00e1c kho\u1ea3n vay cho sinh vi\u00ean qu\u1ed1c t\u1ebf \u1edf \u00dac:<\/strong>\u00a0\u1ede \u00dac, nhi\u1ec1u tr\u01b0\u1eddng cung c\u1ea5p c\u00e1c kho\u1ea3n tr\u1ee3 gi\u00fap cho nh\u1eefng sinh vi\u00ean \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n th\u00f4ng qua\u00a0 \u0110\u1ec1 \u00e1n cho vay. V\u00ed d\u1ee5 nh\u01b0 University of Western Australia<\/strong> (UWA) cung c\u1ea5p 2 h\u00ecnh th\u1ee9c cho sinh vi\u00ean qu\u1ed1c t\u1ebf vay nh\u01b0 sau:<\/p>\n

    \n
  1. Kho\u1ea3n vay cho m\u1ee5c \u0111\u00edch chung<\/span><\/em>: d\u00e0nh cho c\u00e1c chi ph\u00ed c\u1ea7n thi\u1ebft li\u00ean quan \u0111\u1ebfn vi\u1ec7c h\u1ecdc (nghi\u00ean c\u1ee9u) \u00a0v\u00e0 c\u00e1c chi ph\u00ed sinh ho\u1ea1t, \u0111\u1eb7t bi\u1ec7t trong tr\u01b0\u1eddng h\u1ee3p vi\u1ec7c h\u1ecdc c\u00f3 th\u1ec3 b\u1ecb ng\u1eebng v\u00ec sinh vi\u00ean kh\u00f4ng \u0111\u1ee7 kh\u1ea3 n\u0103ng \u0111\u00e1p \u1ee9ng chi ph\u00ed. Sinh vi\u00ean y\u00eau c\u1ea7u 1 ng\u01b0\u1eddi \u0111\u1ed3ng k\u00fd t\u00ean cho kho\u1ea3n vay v\u00e0 c\u00e1c kho\u1ea3n vay n\u00e0y n\u00ean \u0111\u01b0\u1ee3c tr\u1ea3 \u0111\u1ee7 tr\u01b0\u1edbc k\u1ef3 k\u1ebft th\u00fac kh\u00f3a h\u1ecdc hi\u1ec7n t\u1ea1i t\u1ea1i UWA.<\/li>\n
  2. Kho\u1ea3n vay ng\u1eafn h\u1ea1n<\/span><\/em>:<\/em> Kh\u00f4ng c\u1ea7n ng\u01b0\u1eddi b\u1ea3o l\u00e3nh. Kho\u1ea3n vay n\u00e0y \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u khi c\u00f3 tr\u01b0\u1eddng h\u1ee3p b\u1ea5t ng\u1edd, kh\u1ea9n c\u1ea5p.<\/li>\n<\/ol>\n

    University of Southern Queensland<\/strong> cung c\u1ea5p kho\u1ea3n vay Emergency Loans (EL) cho sinh vi\u00ean qu\u1ed1c t\u1ebf \u0111\u1ec3 chi tr\u1ea3 cho c\u00e1c chi ph\u00ed sinh ho\u1ea1t th\u01b0\u1eddng ng\u00e0y nh\u01b0 th\u1ef1c ph\u1ea9m v\u00e0 y t\u1ebf.<\/p>\n

     <\/p>\n

    C\u00e1c c\u01a1 quan t\u00e0i ch\u00ednh \u1edf m\u1ed7i qu\u1ed1c gia \u0111\u1ec1u cung c\u1ea5p c\u00e1c kho\u1ea3n vay d\u00e0nh cho c\u00f4ng d\u00e2n c\u1ee7a m\u00ecnh, nh\u1eefng ng\u01b0\u1eddi mu\u1ed1n theo \u0111u\u1ed5i vi\u1ec7c h\u1ecdc (nghi\u00ean c\u1ee9u) c\u1ee7a h\u1ecd \u1edf trong n\u01b0\u1edbc ho\u1eb7c \u1edf n\u01b0\u1edbc ngo\u00e0i. V\u00ed d\u1ee5 sau \u0111\u00e2y v\u1ec1 th\u00f4ng tin kho\u1ea3n vay \u1edf \u1ea4n \u0110\u1ed9:<\/p>\n

    T\u1ea1i \u1ea4n \u0110\u1ed9, t\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng \u1edf khu v\u1ef1c t\u01b0 v\u00e0 c\u00f4ng \u0111\u1ec1u \u0111ang cung c\u1ea5p c\u00e1c h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh cho sinh vi\u00ean \u1ea4n \u0110\u1ed9 du h\u1ecdc n\u01b0\u1edbc ngo\u00e0i. Gi\u1edbi h\u1ea1n cho s\u1ed1 ti\u1ec1n vay l\u00e0 Rs.20 lacs. Vi\u1ec7c tr\u1ea3 n\u1ee3 cho c\u00e1c kho\u1ea3n vay b\u1eaft \u0111\u1ea7u 1 n\u0103m sau khi ho\u00e0n th\u00e0nh kh\u00f3a h\u1ecdc ho\u1eb7c 6 th\u00e1ng sau khi nh\u1eadn \u0111\u01b0\u1ee3c 1 c\u00f4ng vi\u1ec7c, t\u00f9y theo \u0111i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ebfn tr\u01b0\u1edbc.<\/p>\n

    Hi\u1ec7n nay c\u00e1c kho\u1ea3n vay gi\u00e1o d\u1ee5c \u0111\u00e3 ch\u1ee9ng minh \u0111\u01b0\u1ee3c t\u00ednh ti\u1ebft th\u1ef1c c\u1ee7a m\u00ecnh khi h\u1ed7 tr\u1ee3 cho sinh vi\u00ean kh\u00f4ng \u0111\u1ee7 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh 1 c\u01a1 h\u1ed9i \u0111\u1ec3 theo \u0111u\u1ed5i n\u1ec1n gi\u00e1o d\u1ee5c b\u1eadc cao. Tuy nhi\u00ean n\u1ebfu ng\u01b0\u1eddi \u0111\u01b0\u1ee3c nh\u1eadn vay kh\u00f4ng t\u00ecm \u0111\u01b0\u1ee3c m\u1ed9t c\u00f4ng vi\u1ec7c th\u00ec ch\u00ednh kho\u1ea3n vay n\u00e0y s\u1ebd tr\u1edf th\u00e0nh g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh cho h\u1ecd. Cho n\u00ean h\u00e3y suy ngh\u0129 k\u1ef9 tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh.<\/p>\n

    Preeti Supyal<\/p>\n","protected":false},"excerpt":{"rendered":"

    Gi\u00e1o d\u1ee5c qu\u1ed1c t\u1ebf \u0111ang l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn h\u00e0ng \u0111\u1ea7u cho c\u00e1c b\u1ea1n h\u1ecdc sinh, sinh vi\u00ean. Tuy nhi\u00ean du h\u1ecdc th\u01b0\u1eddng \u0111\u00f2i h\u1ecfi c\u00e1c chi ph\u00ed ph\u1ee5 nh\u01b0 k\u00fd t\u00fac x\u00e1, nh\u00e0 \u1edf, n\u1ed9i tr\u00fa, s\u00e1ch v\u1edf, du l\u1ecbch, \u0111i l\u1ea1i v\u00e0 c\u00e1c chi ph\u00ed kh\u00e1c li\u00ean quan \u0111\u1ebfn du h\u1ecdc. Ch\u00ednh v\u00ec […]<\/p>\n","protected":false},"author":19,"featured_media":2461,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1749],"tags":[2242,675,676,677],"_links":{"self":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts\/2446"}],"collection":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/comments?post=2446"}],"version-history":[{"count":4,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts\/2446\/revisions"}],"predecessor-version":[{"id":33339,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts\/2446\/revisions\/33339"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/media\/2461"}],"wp:attachment":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/media?parent=2446"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/categories?post=2446"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/tags?post=2446"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}