{"id":22224,"date":"2016-04-06T07:00:39","date_gmt":"2016-04-06T00:00:39","guid":{"rendered":"http:\/\/scholarshipplanet.info\/vi\/?p=22224"},"modified":"2016-04-05T09:30:47","modified_gmt":"2016-04-05T02:30:47","slug":"4-dieu-ban-nen-biet-ve-vay-no-khi-di-hoc","status":"publish","type":"post","link":"https:\/\/scholarshipplanet.info\/vi\/4-dieu-ban-nen-biet-ve-vay-no-khi-di-hoc\/","title":{"rendered":"4 \u0111i\u1ec1u b\u1ea1n n\u00ean bi\u1ebft v\u1ec1 vay n\u1ee3 khi \u0111i h\u1ecdc"},"content":{"rendered":"

\"Crystal<\/a><\/p>\n

 <\/p>\n

B\u01b0\u1edbc v\u00e0o gi\u1ea3ng \u0111\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc, b\u1ea1n s\u1ebd ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi kh\u00f4ng \u00edt kh\u00f3 kh\u0103n. N\u1ed7i lo l\u00e0m sao s\u1ed1ng n\u1ed5i v\u1edbi ch\u00fat thu nh\u1eadp sinh vi\u00ean \u00edt \u1ecfi, c\u00e2n b\u1eb1ng gi\u1eefa vi\u1ec7c h\u1ecdc v\u00e0 vi\u1ec7c \u0111i l\u00e0m, r\u1ed3i l\u1ea5y th\u1eddi gian \u0111\u00e2u ra \u0111\u1ec3 h\u1ecdc b\u00e0i, ch\u1eebng \u0111\u00f3 ch\u1ec9 l\u00e0 m\u1ed9t v\u00e0i trong v\u1ed1 s\u1ed1 nh\u1eefng n\u1ed7i lo th\u01b0\u1eddng th\u1ea5y \u1edf sinh vi\u00ean \u0111\u1ea1i h\u1ecdc. Tuy v\u1eady, c\u00f3 m\u1ed9t v\u1ea5n \u0111\u1ec1 m\u00e0 g\u1ea7n nh\u01b0 t\u1ea5t c\u1ea3 sinh vi\u00ean \u0111\u1ec1u g\u1eb7p ph\u1ea3i trong su\u1ed1t th\u1eddi gian \u0111i h\u1ecdc, \u0111\u00f3 l\u00e0 n\u1ee3.<\/p>\n

C\u00e1c kho\u1ea3n n\u1ee3 c\u1ee7a sinh vi\u00ean \u0111ang tr\u1edf th\u00e0nh m\u1ed9t v\u1ea5n \u0111\u1ec1 \u0111\u00e1ng l\u01b0u \u00fd. \u1ede M\u1ef9, kh\u1ee7ng ho\u1ea3ng n\u1ee3 sinh vi\u00ean l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 r\u1ea5t th\u1eadt, v\u00e0 \u0111ang ng\u00e0y c\u00e0ng nghi\u00eam tr\u1ecdng h\u01a1n, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn cu\u1ed9c s\u1ed1ng c\u1ee7a nhi\u1ec1u sinh vi\u00ean cao \u0111\u1eb3ng, \u0111\u1ea1i h\u1ecdc. Nh\u01b0ng may thay, n\u1ebfu nh\u1eadn th\u1ee9c r\u00f5 v\u1ec1 \u0111i\u1ec1u n\u00e0y, v\u00e0 h\u1ecdc \u0111\u01b0\u1ee3c c\u00e1ch \u0111\u1ed1i ph\u00f3 c\u00e1c kho\u1ea3n vay n\u1ee3 tr\u01b0\u1edbc khi ch\u00fang \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn b\u1ea1n, th\u00ec b\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 t\u1eadn h\u01b0\u1edfng \u0111\u01b0\u1ee3c kho\u1ea3ng th\u1eddi gian \u0111i h\u1ecdc. B\u00e0i vi\u1ebft n\u00e0y\u00a0\u0111i\u1ec3m qua b\u1ed1n y\u1ebfu t\u1ed1 quan tr\u1ecdng b\u1ea1n c\u1ea7n bi\u1ebft v\u1ec1 n\u1ee3 sinh vi\u00ean hi\u1ec7n nay.<\/p>\n

 <\/p>\n

1. H\u1ecdc b\u1ed5ng c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n<\/strong><\/p>\n

T\u1ea5t nhi\u00ean ai c\u0169ng bi\u1ebft h\u1ecdc b\u1ed5ng \u1edf \u0111\u00e2u c\u0169ng c\u00f3, nh\u01b0ng m\u1ed9t s\u1ed1 l\u1ea1i hi\u1ec3u ch\u01b0a \u0111\u00fang v\u1ec1 h\u1ecdc b\u1ed5ng khi\u1ebfn kh\u00e1 nhi\u1ec1u sinh vi\u00ean g\u1ea1t \u00fd \u0111\u1ecbnh n\u1ed9p \u0111\u01a1n sang m\u1ed9t b\u00ean. Th\u1eadt ra, khi n\u00f3i \u0111\u1ebfn xin h\u1ecdc b\u1ed5ng, c\u00f3 kh\u00e1 nhi\u1ec1u b\u1ea1n kh\u00f4ng nh\u1eadn th\u1ee9c h\u1ebft \u0111\u01b0\u1ee3c nh\u1eefng c\u01a1 h\u1ed9i m\u00e0 c\u00e1c b\u1ea1n c\u00f3 \u0111\u01b0\u1ee3c. M\u1ed9t s\u1ed1 sinh vi\u00ean ch\u1ec9 nh\u1eafm v\u00e0o c\u00e1c h\u1ecdc b\u1ed5ng d\u1ef1a tr\u00ean th\u00e0nh t\u00edch h\u1ecdc t\u1eadp, nh\u01b0ng ngo\u00e0i ra c\u0169ng c\u00f3 nhi\u1ec1u h\u1ecdc b\u1ed5ng \u1edf nh\u1eefng kh\u00eda c\u1ea1nh kh\u00e1c m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 ngh\u0129 \u0111\u1ebfn.<\/p>\n

Khi b\u1ea1n \u0111ang hi\u1ec7n th\u1ef1c h\u00f3a gi\u1ea5c m\u01a1 \u0111\u1ea1i h\u1ecdc c\u1ee7a m\u00ecnh, t\u00ecm ki\u1ebfm c\u00e1c c\u01a1 h\u1ed9i h\u1ecdc b\u1ed5ng c\u00f3 th\u1ec3 tr\u00fat b\u1edbt \u0111\u01b0\u1ee3c n\u1ed7i lo n\u1ee3 n\u1ea7n, b\u1edfi v\u00ec n\u1ebfu kh\u00f4ng \u0111\u01b0\u1ee3c h\u1ecdc b\u1ed5ng to\u00e0n ph\u1ea7n th\u00ec n\u00f3 c\u0169ng s\u1ebd gi\u00fap b\u1ea1n gi\u1ea3m g\u00e1nh n\u1eb7ng h\u1ecdc ph\u00ed \u0111i r\u1ea5t nhi\u1ec1u. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 b\u1ea1n ph\u1ea3i t\u00ecm hi\u1ec3u th\u1eadt k\u0129 v\u1ec1 c\u00e1c lo\u1ea1i h\u1ecdc b\u1ed5ng kh\u00e1c nhau, v\u00e0 xem x\u00e9t n\u1ed9p \u0111\u01a1n v\u00e0o b\u1ea5t c\u1ee9 lo\u1ea1i h\u1ecdc b\u1ed5ng n\u00e0o b\u1ea1n \u0111\u00e1p \u1ee9ng \u0111\u1ee7 y\u00eau c\u1ea7u.<\/p>\n

2. C\u00e1c kho\u1ea3n n\u1ee3 ri\u00eang l\u1ebb c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c c\u1ed9ng d\u1ed3n l\u1ea1i<\/strong><\/p>\n

M\u1edbi \u0111\u1ea7u, c\u00e1c kho\u1ea3n vay n\u1ee3 l\u00fac \u0111i h\u1ecdc nghe c\u00f3 v\u1ebb r\u1ea5t kinh kh\u1ee7ng. Khi \u0111ang l\u00e0 sinh vi\u00ean, c\u1ed1 g\u1eafng \u0111\u1ec3 c\u1ea7m trong tay t\u1ea5m b\u1eb1ng \u0111\u1ea1i h\u1ecdc, m\u1ed7i n\u0103m b\u1ea1n c\u00f3 th\u1ec3 ph\u1ea3i t\u00ecm \u0111\u1ebfn c\u00e1c ngu\u1ed3n cho vay kh\u00e1c nhau \u0111\u1ec3 chi tr\u1ea3 h\u1ecdc ph\u00ed m\u00f4n h\u1ecdc. C\u00e1c kho\u1ea3n vay n\u00e0y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c tr\u1ee3 c\u1ea5p ho\u1eb7c kh\u00f4ng, nh\u01b0ng th\u01b0\u1eddng l\u00fac n\u00e0o c\u0169ng k\u00e8m theo l\u00e3i su\u1ea5t v\u00e0 bi\u00ean lai ghi n\u1ee3, n\u00ean c\u1ee9 m\u1ed7i th\u00e1ng c\u00f3 khi sinh vi\u00ean l\u1ea1i c\u1ea7m trong tay c\u1ea3 m\u1ed9t x\u1ea5p bi\u00ean lai l\u1eabn l\u1ed9n.<\/p>\n

\u1ede tr\u01b0\u1eddng h\u1ee3p n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc c\u1ed9ng d\u1ed3n c\u00e1c kho\u1ea3n n\u1ee3 l\u1ea1i th\u00e0nh m\u1ed9t kho\u1ea3n vay duy nh\u1ea5t. Hi\u1ec7n nay c\u00f3 kh\u00e1 nhi\u1ec1u c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 gh\u00e9p c\u00e1c kho\u1ea3n n\u1ee3 v\u00e0 t\u00ednh to\u00e1n l\u1ea1i chi ph\u00ed \u0111i h\u1ecdc, l\u1ea5y l\u00e3i su\u1ea5t c\u1ef1c k\u00ec \u01b0u \u0111\u00e3i \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n b\u1ea1n vay, v\u00e0 gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c ti\u1ec1n trong th\u1eddi gian d\u00e0i.<\/p>\n

3. Kh\u00f4ng ph\u1ea3i h\u1ecdc ph\u00ed \u1edf c\u00e1c tr\u01b0\u1eddng \u0111\u1ec1u nh\u01b0 nhau<\/strong><\/p>\n

Ai c\u0169ng r\u1ea5t mu\u1ed1n \u0111\u01b0\u1ee3c nh\u1eadn v\u00e0o c\u00e1c tr\u01b0\u1eddng trong Ivy League (nh\u00f3m 8 tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc l\u00e2u \u0111\u1eddi v\u00e0 danh gi\u00e1 nh\u1ea5t n\u01b0\u1edbc M\u1ef9), ho\u1eb7c l\u00e0 nh\u1eefng tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc danh ti\u1ebfng kh\u00e1c. Tuy nhi\u00ean, b\u1ea1n ph\u1ea3i t\u00ecm hi\u1ec3u ch\u00ednh x\u00e1c b\u1ea1n c\u1ea7n l\u00e0m nh\u1eefng g\u00ec \u0111\u1ec3 ho\u00e0n t\u1ea5t kh\u00f3a h\u1ecdc. B\u00ean c\u1ea1nh c\u00e1c tr\u01b0\u1eddng trong Ivy League, tr\u00ean th\u1ebf gi\u1edbi c\u0169ng c\u00f3 r\u1ea5t nhi\u1ec1u tr\u01b0\u1eddng kh\u00e1c, tuy kh\u00f4ng danh ti\u1ebfng b\u1eb1ng, nh\u01b0ng l\u1ea1i c\u00f3 nh\u1eefng chuy\u00ean ng\u00e0nh gi\u1ed1ng h\u1ec7t v\u1edbi m\u1ee9c h\u1ecdc ph\u00ed th\u1ea5p h\u01a1n r\u1ea5t nhi\u1ec1u. \u1ede M\u1ef9, b\u1ea1n c\u00f3 th\u1ec3 chuy\u1ec3n ti\u1ebfp c\u00e1c t\u00edn ch\u1ec9 \u0111\u00e3 h\u1ecdc \u1edf tr\u01b0\u1eddng cao \u0111\u1eb3ng c\u1ed9ng \u0111\u1ed3ng sang c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc. \u0110i\u1ec1u n\u00e0y cho ph\u00e9p b\u1ea1n ho\u00e0n th\u00e0nh m\u1ed9t l\u01b0\u1ee3ng kha kh\u00e1 c\u00e1c t\u00edn ch\u1ec9 \u1edf m\u1ed9t tr\u01b0\u1eddng cao \u0111\u1eb3ng v\u1edbi chi ph\u00ed th\u1ea5p h\u01a1n, sau \u0111\u00f3 chuy\u1ec3n ti\u1ebfp c\u00e1c t\u00edn ch\u1ec9 n\u00e0y sang tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc, ho\u00e0n t\u1ea5t th\u00eam c\u00e1c m\u00f4n kh\u00e1c c\u1ea7n thi\u1ebft \u0111\u1ec3 l\u1ea5y \u0111\u01b0\u1ee3c t\u1ea5m b\u1eb1ng \u0111\u1ea1i h\u1ecdc. D\u0129 nhi\u00ean, b\u1ea1n ph\u1ea3i ch\u1eafc ch\u1eafn r\u1eb1ng nh\u1eefng t\u00edn ch\u1ec9 b\u1ea1n \u0111ang h\u1ecdc \u1edf cao \u0111\u1eb3ng c\u1ed9ng \u0111\u1ed3ng ph\u1ea3i \u0111\u01b0\u1ee3c c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc c\u00f4ng nh\u1eadn th\u00ec b\u1ea1n m\u1edbi chuy\u1ec3n ti\u1ebfp l\u00ean \u0111\u01b0\u1ee3c, nh\u01b0ng nh\u00ecn chung c\u00f3 r\u1ea5t nhi\u1ec1u c\u00e1ch \u0111\u1ec3 b\u1ea1n bi\u1ebft \u0111\u01b0\u1ee3c t\u00edn ch\u1ec9 n\u00e0o \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn chuy\u1ec3n ti\u1ebfp.<\/p>\n

4. B\u1ea1n kh\u00f4ng \u0111\u01b0\u1ee3c d\u1eebng b\u01b0\u1edbc ch\u1ec9 v\u00ec c\u00e1c kho\u1ea3n n\u1ee3<\/strong><\/p>\n

B\u1ea1n h\u00e3y nh\u1edb n\u1eb1m l\u00f2ng \u0111i\u1ec1u n\u00e0y. C\u00f3 kh\u00e1 nhi\u1ec1u sinh vi\u00ean \u0111\u00e3 ph\u1ea3i b\u1ecf d\u1edf gi\u1ea3ng \u0111\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc ch\u1ec9 v\u00ec n\u1ed7i \u00e1m \u1ea3nh vay n\u1ee3. Tuy nhi\u00ean, h\u1ea7u h\u1ebft c\u00e1c b\u1ea1n sinh vi\u00ean \u0111\u1ec1u \u0111\u1ed3ng \u00fd r\u1eb1ng s\u1ed1 ti\u1ec1n m\u00e0 c\u00e1c b\u1ea1n \u1ea5y b\u1ecf ra l\u00e0 ho\u00e0n to\u00e0n x\u1ee9ng \u0111\u00e1ng. T\u1ea5m b\u1eb1ng cao \u0111\u1eb3ng, \u0111\u1ea1i h\u1ecdc s\u1ebd m\u1edf ra r\u1ea5t nhi\u1ec1u c\u00e1nh c\u1eeda cho cu\u1ed9c \u0111\u1eddi c\u1ee7a b\u1ea1n. C\u1ea7m trong tay t\u1ea5m b\u1eb1ng, b\u1ea1n c\u00f3 th\u1ec3 theo \u0111u\u1ed5i nhi\u1ec1u c\u01a1 h\u1ed9i ngh\u1ec1 nghi\u1ec7p, m\u01b0u sinh, m\u00e0 n\u1ebfu kh\u00f4ng c\u00f3, c\u00f3 th\u1ec3 s\u1ebd ch\u1eb3ng c\u00f3 c\u01a1 h\u1ed9i n\u00e0o \u0111\u1ebfn v\u1edbi b\u1ea1n.<\/p>\n

T\u00f3m l\u1ea1i, \u2026<\/strong><\/p>\n

C\u00e1c kho\u1ea3n vay n\u1ee3 l\u00fac \u0111i h\u1ecdc c\u00f3 th\u1ec3 r\u1ea5t \u0111\u00e1ng s\u1ee3, nh\u01b0ng \u0111\u00e2y l\u00e0 v\u1ea5n \u0111\u1ec1 b\u1ea1n c\u1ea7n ph\u1ea3i xem x\u00e9t nghi\u00eam t\u00fac. Tuy nhi\u00ean, n\u1ebfu c\u00f3 hi\u1ec3u bi\u1ebft, b\u1ea1n c\u00f3 th\u1ec3 qu\u1eb3ng b\u1edbt nh\u1eefng g\u00e1nh lo v\u1ec1 n\u1ee3 n\u1ea7n. \u0110i\u1ec1u quan tr\u1ecdng b\u1ea1n c\u1ea7n l\u00e0m \u0111\u00f3 l\u00e0 ph\u1ea3i nghi\u00ean c\u1ee9u th\u1eadt k\u0129 tr\u01b0\u1edbc, trong, v\u00e0 sau khi b\u1ea1n \u0111i h\u1ecdc \u0111\u1ea1i h\u1ecdc.<\/p>\n

Ngu\u1ed3n:\u00a0topuniversities.com<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

  B\u01b0\u1edbc v\u00e0o gi\u1ea3ng \u0111\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc, b\u1ea1n s\u1ebd ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi kh\u00f4ng \u00edt kh\u00f3 kh\u0103n. N\u1ed7i lo l\u00e0m sao s\u1ed1ng n\u1ed5i v\u1edbi ch\u00fat thu nh\u1eadp sinh vi\u00ean \u00edt \u1ecfi, c\u00e2n b\u1eb1ng gi\u1eefa vi\u1ec7c h\u1ecdc v\u00e0 vi\u1ec7c \u0111i l\u00e0m, r\u1ed3i l\u1ea5y th\u1eddi gian \u0111\u00e2u ra \u0111\u1ec3 h\u1ecdc b\u00e0i, ch\u1eebng \u0111\u00f3 ch\u1ec9 l\u00e0 m\u1ed9t v\u00e0i […]<\/p>\n","protected":false},"author":11743,"featured_media":22692,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2066,1749,1760],"tags":[],"_links":{"self":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts\/22224"}],"collection":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/users\/11743"}],"replies":[{"embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/comments?post=22224"}],"version-history":[{"count":5,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts\/22224\/revisions"}],"predecessor-version":[{"id":22693,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/posts\/22224\/revisions\/22693"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/media\/22692"}],"wp:attachment":[{"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/media?parent=22224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/categories?post=22224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scholarshipplanet.info\/vi\/wp-json\/wp\/v2\/tags?post=22224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}